Retirement Solutions - The Podcast

Retirement Solutions - The Podcast

Welcome to Retirement Solutions – The Podcast, with Tyson Thacker and Ryan Thacker, where precision meets purpose. This B.O.S.S. podcast is committed to “Building the Optimal System of Security.” Learn how you could craft the ideal retirement blueprint that surpasses mere wealth accumulation. Explor...

How Are Your IRA, 401(k), and Social Security Taxed in Retirement? (Ep. 38)
Retirement Solutions - The Podcast
How Are Your IRA, 401(k), and Social Security Taxed in Retirement? (Ep. 38)

Recent Episodes

38
Aug. 27, 2026

How Are Your IRA, 401(k), and Social Security Taxed in Retirement? (Ep. 38)

How much tax will you pay on your IRA and 401(k) withdrawals in retirement? Will your Social Security benefits be taxed, and could retirement income increase your Medicare premiums? The answers may affect how much of your savings you’ll have available to spend. In this episode, Ryan Thacker and Tyson Thacker explain three retirement tax traps that can catch retirees off guard. They break down how traditional IRA and 401(k) withdrawals are taxed, why additional income can cause up to 85% of Socia
37
April 23, 2026

The Retirement Tax Trap: 3 Strategies to Keep More of Your IRA and 401(k) (Ep. 37)

What if a big portion of your retirement savings was never really yours to begin with? In this episode, Ryan Thacker and Tyson Thacker break down a reality that many retirees overlook: your IRA or 401(k) balance may look strong on paper, but without a strategy, taxes and market risk could take a meaningful bite out of it. They walk through how to think differently about your retirement income so you can make more informed decisions about what you keep. Ryan and Tyson discuss: How taxes can quie
36
April 8, 2026

What Most Retirees Miss About Taxes (Ep. 36)

What if the biggest threat to your retirement isn’t market volatility, but the taxes you didn’t plan for? In this episode, Ryan Thacker and Tyson Thacker break down the hidden tax traps that can quietly drain your retirement savings and how one wrong move could trigger what they call the “tax time bomb.” Ryan and Tyson discuss: Why retirement income can push you into higher tax brackets than expected How IRA and 401(k) withdrawals can create larger tax bills over time The surprising ways Social
35
Feb. 24, 2026

Why Saving for Retirement Isn’t Enough Anymore (Ep. 35)

You spent decades saving for retirement, but what if the biggest risk is not how much you saved, but how you use it? In this episode, Ryan Thacker and Tyson Thacker break down what they see most people get wrong about retirement planning, especially in the critical years right before and after retirement. They explain why saving money and planning for retirement are two very different things, and how small, uncoordinated decisions around taxes, Social Security, investments, and healthcare can qu
34
Feb. 10, 2026

Which Retirement Account Should You Withdraw From First (Ep. 34)

One of the biggest retirement mistakes has nothing to do with how much you saved, it’s about where your income comes from once you stop working. The order you withdraw your money can quietly trigger higher taxes, bigger Medicare premiums, and unnecessary stress later in life. In this episode, Ryan Thacker and Tyson Thacker break down why withdrawal strategy is one of the most overlooked yet impactful decisions in retirement planning, and how a single misstep can set off a chain reaction that aff
33
Jan. 27, 2026

The Retirement Tax Mistake Most People Never See Coming (Ep. 33)

Most people watch their account balances closely, but very few know the number that matters most in retirement: how much they will actually owe in taxes. That number can change everything about what you can spend, how long your money lasts, and the choices you get to make in the years ahead. In this episode, Ryan Thacker and Tyson Thacker walk through the real tax challenges facing retirees and why so many families are caught off guard. They explain why taxes often rise in retirement, how differ