The Retirement Income Puzzle Part 1: Understanding Tax Buckets
When planning for retirement, it's not just about how much you save, but how your savings are taxed and when. In this episode, we focus on understanding the three tax buckets, taxable, tax-deferred, and tax-free as we talk about the retirement income puzzle.
We explore why most people focus on deferring taxes during their working years and why tax diversification might be the smarter end goal. Plus, we dive into powerful tools for creating tax-free income in retirement, including ROTH IRAs, ROTH 401(k)s, HSAs, municipal bonds and permanent life insurance. Watch to learn how to balance your retirement income strategy and make taxes work for you.
Future Focus: A Financial Strategies Podcast
Welcome to Future Focus, a podcast designed to make sense of complex financial topics. Hosted by Troy Branch, a professional with over 25 years in the financial services industry, this Ameritas advanced planning podcast offers engaging panel discussions that simplifies the jargon into straightforward insight.
Whether you’re a business owner aiming to enhance your financial knowledge or someone interested in financial literacy, Future Focus is your go-to resource. Each episode provides practical tips covering topics like estate planning, managing risk, retirement strategies for business owners and much more.
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Disclosures
This podcast is for informational purposes only and will cover a variety of topics examining the role insurance and other financial products may play in financial decisions. The information presented here is not intended as tax, accounting, or other legal advice. If tax or other legal advice or other expert assistance is required, the services of a competent professional should be sought.
This information is provided by Ameritas®, which is a marketing name for subsidiaries of Ameritas Mutual Holding Company. Subsidiaries include Ameritas Life Insurance Corp. in Lincoln, Nebraska and Ameritas Life Insurance Corp. of New York (licensed in New York) in White Plains, New York. Each company is solely responsible for its own financial condition and contractual obligations. For more information about Ameritas®, visit ameritas.com.
Ameritas® and the bison design are registered service marks of Ameritas Life Insurance Corp.
Fulfilling life® is a registered service mark of affiliate Ameritas Holding Company.
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