“How to Make Sense of Your Emotions and Money?”

Rick Kahler, president of Kahler Financial Group, is a life-long resident of Rapid City, SD. He began his professional career in 1973 selling and appraising real estate. He founded Kahler Financial Group in 1981. He became the first fee-only Certified Financial Planner™ (CFP®) in South Dakota in 1983 and one of the first Certified Financial Therapist-LeveI I™ in the US and the first in SD. He is co-author four books on the psychology of money: Conscious Finance, The Financial Wisdom of Ebenezer Scrooge, Facilitating Financial Health and Wired For Wealth. Rick has served on several national boards and is a founding board member and past Chair of the Financial Therapy Association. In 2018, Rick received the Insiders Forum Iconoclast Award for his ground-breaking work in financial therapy. In 2017 and again in 2019, Investopedia.com named Rick one of the top 100 Most Influential Financial Advisors. Highlights: Rick explains The Financial Wisdom of Ebenezer Scrooge and how it relates to money relationshipsWe discuss the importance of knowing the difference between internal and external financesRick discusses how 90% of all financial decisions are emotionally drivenRick speaks to the science of how we make money decisionsRick suggests that the first step to making sustainable financial changes is recognizing and accepting your feelings and emotions around moneyFinancial Literacy is not enoughRick defines what is Financial HealthAt the end Rick provides insight on how we can embark on the journey to financial health. Warning, it’s not a quick fix, but like many things in life, the good things aren’t a quick fixWe touch on how the “money system” needs to change to enable for more access to financial advice, therapy, planning etc for everyone Links: Rick Website: https://kahlerfinancial.com/Rick’s Blog (Financial Awakening): https://kahlerfinancial.com/financial-awakeningsRick’s Books (Conscious Finance, The Financial Wisdom of Ebenezer Scrooge, Facilitating Financial Health and Wired For Wealth): https://kahlerfinancial.com/books-by-rick-kahler Quotes: "We can only look as far forward as we look backwards" Rick Kahler"Interior finances are all the unseen underbelly that drive the behaviors on the exterior" Rick Kahler"We are 100% responsible for our 50% of every relationship" Dr. Ted Klontz"The benefit of feeling a feeling is clarity. Its being objective" Rick Kahler"You can't read yourself to financial health" Rick Kahler Key Lessons: Doing the interior work is critical for a thriving relationship Feeling a feeling is key to financial success 90% of financial decisions are emotionalLearning and accepting your money scripts is the MOST important part of personal financesLiving in the middle not in the extremes AKA Being PresentSpend more time in presence is a key to happiness