Is an interest rate at 4.625% too high? It truly depends on your scenario. There are so many factors that go into the interest rate available to you. Before you make a phone call to receive a quote, have the following information ready to relay to me or the lender that you call: * Current Mortgage Balance? * Approximate Property Value? * Do you have a home equity line of credit? * If yes, how much do you owe? * Are you looking to pay it off with this new loan? * If you would like cash out in hand at closing, how much would you like? * Credit/Fico Score? * Do you include your taxes and insurance in your monthly payment? * Property Type (Single Family, Condo/Townhome, 2-4 Units * Occupancy (primary, second, investment) If you are purchasing a home, many of the same factors will be asked: * Purchase Price * Down Payment? * Credit/Fico Score? * Property Type? * Occupancy * Will you include your taxes and insurance in your monthly payment? Do you want a personal quote, just call me, I'd be more than happy to help you directly! How do you get through to Mom? Email is a fantastic way to get through to the Mortgage Mom! Debbie@MortgageMomRadio.com Text messages and phone calls are great too! Do you know how to contact us? Text the word "MOM" to 474747 or give us a call 844-935-3634! Download our Phone App loaded with every mortgage tool that you could need, and last but not least, watch our weekly Homebuyer Workshop Series on YouTube! Debbie Marcoux CA-DBO237926, AZ-0941504, TX, NV-57237 | JMJ Financial supports Equal Housing Opportunity. NMLS ID# 167867 (http://www.nmlsconsumeraccess.org/) | 877-314-1499. JMJ Financial is licensed by "CA Department of Business Oversight under the California Residential Mortgage Lending Act" # 41DBO-46011, AZ # 0943949, TX #167867. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.
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