Misery Level

Episode 080 of Mortgage Beat

Police Mortgage Loan Officers, Vivian Abraham (NMLS #2451439) and Patrick Doah (NMLS #2025761), agree that a little bit of pain in saving and buying the right home is almost always better than renting long term.

Even when the process proceeds smoothly with a competent loan officer, affordable property, and favorable conditions, home ownership inevitably involves some level of challenge. For individuals seeking to purchase a home, there is an expected degree of discomfort; while not excessive, it is necessary for long-term financial commitment. The ideal level of challenge may vary, but experiencing some difficulty during the transition is not inherently negative.

Purchasing a home represents a significant financial milestone. Prospective buyers should prepare by saving diligently, ideally for several months prior to closing, and be ready to reduce discretionary spending. This discipline fosters beneficial outcomes over time.

Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protect. To learn more or to apply for a home loan go to www.policemortgage.com or call 312-499-8878.

NMLS #268165

Police Mortgage – For First Responders Who Are Second To None.

ABOUT THE HOSTS:

Vivian Abraham

“I have my bachelor’s in business administration and have been involved in the banking industry for over 10 years. During this time, I managed two of the National Police Federal Credit Union locations prior to transitioning to Police Mortgage. I have family members who are police officers with the Chicago Police Department. My work has been very rewarding, and I take pride in having assisted countless members and their families with their financial needs and financial wellness. My hobbies include exploring new restaurants in the city and running for marathons that support pediatric cancer foundations and Chicago Police Memorial Foundation’s Run To Remember. I come from a large family primarily from the south side of Chicago and love to share all the diversity and beauty the city has to offer with my two children.”

Patrick Doah

“I am honored to grow up in a multi-generational family of Chicago Police Officers. I joined Police Mortgage in the summer of 2020 and love the opportunity to help both first-time buyers and repeat clients alike achieve their dreams of purchasing a home. Having been born and raised in the south suburbs of Chicago, I happily live in the Lakeview neighborhood today. Along with my two younger sisters, I am a graduate of the University of Illinois at Urbana-Champaign and a lifelong Chicago Bears fan. I have a strong passion for food and love exploring the vast array of restaurants throughout our city. Nothing makes me happier than spending a summer afternoon on a golf course with family and friends!”