Episodes

Stressed about planning for your retirement? You’re not alone. Join host David Koren and his fellow colleague Michael P. Smith as they share actionable investment and retirement strategies designed to ease your anxieties. Together they break down investing options, how to navigate your time horizon, and the importance of different revenue streams. Throughout the episode, David and Michael cover: Why having a clear vision for your retirement is a necessity How you can best maximize your 401(k) f...

Where will your money come from when the 9-to-5 ends? If you’ve ever asked yourself this question, then this episode is for you! Listen as David Koren from RVA Wealth Management arms you with strategies to diversify your income sources, ensuring you can fully enjoy your golden years. From understanding the ins and outs of IRAs and Roth IRAs to alternative income streams, this episode is a comprehensive guide to your financial future. Don’t leave your retirement to chance; secure your future now!...

What are the most important things you need to know about employer-sponsored retirement plans? In this episode, David Koren talks about employer-sponsored retirement plans, focusing on defined benefit plans and defined contribution plans. He explains how these plans work, the investment responsibility, and the options for taking money out. David also touches on the history of pension plans and the government’s role in insuring them. He also covers options for handling money in a 401(k) plan afte...

Do you need to be concerned about taxes in retirement? Many people think that they will not have to pay tax on their Social Security or deal with taxes at all when they’re no longer working. But required minimum distributions are taxed as ordinary income and can push many into higher tax brackets and up to 85% of your social security benefits will be taxed based on your adjusted gross income. In this episode, David Koren speaks with Cheri David, CPA, CVA, Managing Partner and Principal at Clarks...

Is there a way to know if you’ve saved enough money to retire? Very few people actually do the work to figure out if they will have enough money, and then when it comes time to say goodbye to the 9 to 5, they find out that they don’t have enough, and panic ensues. Let’s make sure you are prepared to retire comfortably! In this episode, David Koren, MBA, ChFC®, CLU® talks about how to calculate the money you need to retire, the necessary steps of figuring out how much you currently spend, setting...

Will you be able to retire once you turn 75? Many people think they’ll have to work longer than they want to so that they continue to have a source of income. In this episode, David Koren, founder of RVA Wealth Management gives a birds-eye view of determining if your money will last throughout your retirement. Listen as he addresses some of the most commonly asked questions and covers the key considerations you should evaluate in order to prepare for retirement. David discusses: How to determin...

Whether you’re 25 or 50, it’s never too early to start thinking about what your dream retirement looks like. In this episode, David Koren, Founder, Wealth Manager, MBA, ChFC®, CLU® at RVA Wealth kicks off the Personal Finance On Steroids series with a conversation about how you can best plan for your retirement. He explains why it’s important to define your dream retirement before you start planning, how to determine when you can retire, how long you should plan for, and how you can safely withd...

How can you be sure your financial advisor will keep your best interests in mind when planning your financial future? In this episode, David Koren is joined by his RVA Wealth Management colleague, Caleb Vaughan, CFP® to discuss their firm’s planning process and how they help clients build their portfolios. Listen in as they highlight the value of a fiduciary advisor, and how to best find the right advisor for you. Caleb and David discuss: Why you should interview your advisor (Remember: YOU are...

Welcome to Unleash Your Retirement, where we give you the confidence you need to pursue your dreams in retirement. In this inaugural episode, David Koren, MBA, ChFC®, CLU® introduces himself starting with how he got into the financial services industry and his plans for this podcast. David also talks about the type of clients he helps at RVA Wealth Management, why giving back to the community is so important, and how he enjoys his personal time as a family man. Get to know David as he discusses:...

Welcome to Unleash Your Retirement with David Koren from RVA Wealth Management. Our podcast is all about providing anyone considering retirement with the confidence they need to pursue their dreams in this new phase of life. We cover a wide range of topics, from retirement planning to investing with purpose, all while making you laugh and keeping things light-hearted. With David’s years of experience and guest industry leaders to help guide us, you’ll walk away feeling informed, empowered, and r...