Episodes

On this episode of Roadmap to Retirement, I am joined by John Howe-Wemett, CFP®, MS for a second time! We talk about navigating a career in financial planning going all the way back to picking a major in college. You’ll hear about John’s journey into the field, taking a more unconventional approach. We cover keys advice for young and new financial advisors, emphasizing the importance of immersing oneself in industry vocabulary, seeking mentorship, and taking career risks early. We wanted to high...

On this weeks episode, we’re taking a little turn in questions. This week, I am joined by Dave Pulcini, one of SixPoint’s very own to answer questions from the depths of Dave’s mind. From financial planning advice to dating advice to does being successful mean you’re happy? We are covering it ALL! Key takeaways: Investment Strategies handling finances ethical obligations for advisors importance of tax planning pros and cons of different mutual funds challenges getting clients to follow th...

In this episode of ‘Roadmap to Retirement, I am joined by Drew Norton from The Everyday Leader. We covered financial tips, investment strategies, and the importance of aligning personal passion with investment choices. Listen as we discuss the psychological aspects of money, using books such as ‘The Psychology of Money’ and ‘Rich Dad Poor Dad’ to frame the conversation. Drew shares his journey from door-to-door sales to real estate investment and offers advice on entering the real estate market....

Jamie Abraham from Gray Locey CPA PLLC, is back for another episode to discuss key strategies for maximizing tax benefits and retirement savings. The discussion includes client service principles, Roth conversions, tax strategies like bunching deductions, and the potential impacts of the Trump tax code changes. Key topics include the extension of the Tax Cuts and Jobs Act, SALT cap changes, tariffs, taxation on Social Security, bonus depreciation for small businesses, and new tax credits for ch...

In this episode of ‘Roadmap to Retirement,’ it is just me this week! This week’s episode surrounds distribution planning in detail. I want to emphasize the importance of attaching meaning to savings and planning for future spending. We are going to cover the 4 percent rule, advising you, the listener to think of their savings in terms of annual income generated rather than lump sum amounts. Introducing the bucket strategy for managing short, medium, and long-term investments and explaining how t...

Back by popular demand for a THIRD time, Marshal Scheidt! On this episode of Roadmap to Retirement, I am joined by Marshal for another Q&A. We will be answering questions from the last ten or so episodes that you, the listeners, asked. Key topics include, prioritizing different types of insurance, understanding the benefits of high deductible health plans and Health Savings Accounts (HSAs), choosing between paying off debt versus saving, and the importance of Medicare enrollment. We also addre...

In this episode of the Roadmap to Retirement Podcast, I explore the vital role of various insurance types in financial planning with Amanda Harvat from KAFL Insurance Resources. We delve into the importance of life insurance, viewing it as an act of love and security for families. We also address the common misconceptions about the cost and adequacy of employer-provided policies, stressing the need for regular reviews of one’s insurance coverage. The discussion highlights the necessity of securi...

In this episode of the ‘Roadmap to Retirement’ podcast, I’m joined by Jenna D’Annunzio, a holistic business and mindset coach. Together, we explore the ‘money mindset,’ its impact on financial behaviors, and the importance of understanding personal belief systems. Jenna shares insights from her experience as a second-generation entrepreneur and co-owner of two coaching companies. We discuss the value of hiring a coach to gain different perspectives, the importance of self-awareness, goal setting...

On this episode of the Roadmap to Retirement podcast, I am joined by Ashley Sullivan, a fellow CFP to discuss investment strategies during the election year and general market conditions. The conversation emphasizes the non-significance of election outcomes on long-term investment portfolios, highlighting that political headlines often introduce unnecessary noise through social media. We explore the limited impact of election results on financial markets over the last century, stressing the impo...

In this episode of the Roadmap to Retirement Podcast, I am joined by Nick Savas CFP® RICP® to discuss financial planning strategies tailored for young families, particularly focusing on a typical 30-something couple with young children. We explore key topics such as balancing savings for both retirement and college education, evaluating life insurance needs, and leveraging tax strategies like 529 plans and Dependent Care FSAs. Emphasizing goal setting, we advise prioritizing retirement savings a...

In this episode of the Roadmap to Retirement Podcast, host Alex Neri, CFP, converses with Lacy Garcia, CEO and founder of Willow (TrustWillow.com), a platform likened to ‘Bumble’ for finding financial advisors. They discuss Willow’s focus on helping women and the next generation connect with the best-fit advisors who support both their financial needs and life goals. The conversation addresses the historical focus of financial services on men and the need to cater to women and younger investors...

In this episode of Roadmap to Retirement, I am joined by Jim Pashalidis, RSSA®., a licensed insurance agent and host of the Community Connect Podcast. Tune in as we dive into crucial aspects of Medicare including its different parts (A, B, C, and D), the importance of planning ahead, and the potential changes expected in the upcoming years. Jim shares his journey from being a school teacher to becoming a Medicare advisor, emphasizing the importance of passion and education in his new career. The...

In this episode of ‘Roadmap to Retirement’, I am solo this week, focusing on financial literacy. Tune in as I break down the components of credit scores, explaining the five key factors that impact them: payment history, amounts owed, length of credit history, new credit inquiries, and types of credit used. You will be provided with practical advice for improving credit scores for both young professionals and those later in life. I will also discuss effective budgeting strategies, emphasizing th...

In this episode of the ‘Roadmap to Retirement Podcast,’ I am joined by Tyrone White Jr., a Certified Financial Therapist and Credit Financial Counselor. Tune in to hear us dive into personal finance topics including budgeting, spending plans, and debt management. Tyrone explains his role, which blends elements of financial advising and financial therapy, focusing on the emotional aspects of money management. The discussion covers strategies to help couples communicate about finances, sustainable...

In this episode of ‘Roadmap to Retirement,’ I am joined by Brendan Frazier, Chief Behavioral Officer at RFG Advisory, to discuss the emotional and psychological aspects of financial planning. We discuss various topics including the importance of intentional spending, social influences on financial decisions, and the difference between fleeting happiness and enduring contentment. Brendan shares insights from his podcast, ‘The Human Side of Money,’ emphasizing behavior management in financial deci...

Having a healthy relationship with money and your finances is important. On this episode of Roadmap to Retirement, I am joined by Nathan Astle,, CFT-I™, MFT, to talk about his role as a financial therapist. Financial therapy combines emotional and financial guidance to help individuals improve their relationship with money. It addresses underlying psychological factors affecting financial decisions and provides tools to manage money more effectively. By exploring personal values, beliefs, and b...

Welcome back to the Roadmap to Retirement podcast! On this episode, I am joined by Jamie Abraham a CPA at Gray Locey CPA PLLC. Listen as we talk about the importance of consulting with a CPA during certain financial needs like tax planning. CPA’s have a vital role in financial planning and tax preparation. Throughout the episode, we will be addressing both common misconceptions and practical advice for different financial scenarios. Key Takeaways: Tax Misconceptions Bookkeeping Benefits and ...

On this episode of Roadmap to Retirement, I am joined by benefits consultant Eric Eveland, founder of The Eveland Group. Together, we dive deep into the intricacies of employee benefits, covering critical topics like evaluating health plans, understanding HSAs, leveraging disability insurance, and taking advantage of mental health resources through telehealth and EAP services. Gain valuable insights to make informed decisions about your benefits and enhance your financial well-being as you plan ...

On this episode of Roadmap to Retirement, back by popular demand, we’re doing another Q&A with Marshal, covering questions from the last 10 episodes. Throughout this episode, we discuss whether a spouse’s Roth IRA can be consolidated, how to handle non-qualified accounts, and the benefits and drawbacks of joint accounts. Marshal and I also cover the financial approaches for young investors, the importance of financial education, the emotional aspects of market fluctuations and the essentials of ...

On this episode of Roadmap to Retirement, I am joined by John Howe-Wemett, CFP®, MS, from Generation Capital Management. For this episode, we focused on the misconceptions about financial advisors and how their role extends beyond portfolio management to include important elements like tax planning, risk management, and spending strategies. It is important to stress the comprehensive approach to financial planning, like realistic expectations for marketing performance and the psychological aspe...

On this episode of Roadmap to Retirement, I am joined by Paul Kingsman, a seasoned financial advisor and Olympic medalists, to discuss how to select the right financial advisor and the nuances of financial planning. In a world filled with constant market updates and sensational headlines, it’s easy for individuals to get distracted and make poor financial decisions based on panic and misinformation. It’s vital to focus on long-term goals and block out the noise. Brief overview: Paul’s journey...

On this episode of Roadmap to Retirement, I am joined by Chris Haigh, CFP®, RICP, Founder and CEO of Iconoclastic Capital, a high level financial service model in Rochester. In this episode, we cover some of the ‘red flags’ people should know about when selecting their financial advisor based on our knowledge and experience in this industry. For this episode, shoutout to Strangebird Brewery for allowing up to try their “Sly Move” IPA on this episode. If you know of any local small businesses th...

On this episode of Roadmap to Retirement, it’s just me. No guests. And we’re going to talk about tax planning! In case you don’t know why tax planning is important here is a brief overview: Tax planning is about organizing your finances smartly to pay the least amount of taxes legally required. By using deductions and credits wisely, you can save money and improve your financial situation. It’s important because it helps you keep more of your income, plan for future expenses, and stay on top of...

This week on Roadmap to Retirement, I am joined by co-authors, Seth Silver and Timothy Franz, of Meaningful Partnerships at Work. It was great to talk with them about their book and learn the meaning and purpose behind it! The book gives great insight to meaningful collaborations among employees and how certain workplace practices and covenants lead to success! Overview: What Meaningful Partnerships at Work means Workplace covenants with… Co-workers Other Professionals Clients Communicati...