Episodes

What hidden treasures might be tucked away in your closet? In this episode of Retire Rich: Tales of Financial Freedom, Marc Hernandez explores the fascinating world of collectibles and how they might be a hidden asset in your financial portfolio. Join him as he explores the potential of collectible investments, from rare sports cards to autographed memorabilia. In this episode, Marc discusses his personal experiences with collectibles: Exploring how art, coins, and sports memorabilia can be p...

What makes life insurance more than just a death benefit? In this episode of “Retire Rich: Tales of Financial Freedom,” host Carlos Lopez sits down with Steve Loving, a life insurance expert from Simplicity, to unravel the evolving world of life insurance. Whether you’re wondering about the differences between term and universal policies, curious about how life insurance can be a tax-free income stream, or exploring options for securing your children’s financial future, this episode is packed w...

Turning 73 could change your financial game plan. Using what tool though? Marc Hernandez unpacks the mystery behind Required Minimum Distributions (RMDs). You’ll learn why these rules exist and how they might impact your 401(k)s, IRAs, and other retirement plans. With personal anecdotes and clear guidance, Marc helps take the anxiety out of financial planning, ensuring you won’t be caught by surprise. Marc discusses: RMD Basics: Understand what RMDs are and how they work Age Milestones: Discove...

What hurdles do educators face when planning for retirement? Marc Hernandez chats with retired educator Socorro Houghtaling to uncover the financial challenges teachers face. They dive into the secrets of achieving financial freedom and share tips for navigating the complex world of investments and retirement planning. This conversation is packed with insights and appealing stories that resonate with educators and anyone planning for the future. Whether you’re just starting your career or nearin...

Are you saving for the future or stuck in the paycheck-to-paycheck cycle? This week on Retire Rich: Tales of Financial Freedom, Marc Hernandez explores the evolution of saving behaviors across generations, revealing why Baby Boomers succeeded and how Millennials and Gen Z could follow suit. This conversation, brimming with valuable strategies and clear guidance, lays out a clear path to financial stability and wealth creation. Tune in and learn how to master your budget, optimize retirement cont...

When the unimaginable happens, grief and financial chaos often collide. Preparing now could spare your loved ones from unnecessary hardship. Marc Hernandez draws on decades of expertise to guide listeners through the intricate financial and legal challenges that arise after losing a spouse or partner. Packed with actionable insights and real-life examples, this conversation delivers a clear roadmap for navigating difficult transitions and sidestepping costly mistakes. From notifying key agencies...

Retirement is supposed to be worry-free. However, without the right Medicare strategy, your healthcare might not be. Listen in to get it right. This week on Retire Rich: Tales of Financial Freedom, Carlos Lopez is joined by Medicare professional Louis Kowalski. With 50+ years in the insurance industry, Louis breaks down the differences between Medicare Supplement plans like Plan G and Plan N and Medicare Advantage, which includes extra perks like dental and vision. Louis also shares how to smoot...

Healthcare workers dedicate their lives to saving others — but who’s helping them plan their future, more so their financial future? This week on Retire Rich: Tales of Financial Freedom, Marc Hernandez explores this critical question with Anissa Castillo, Director of Surgical Services at Valley Regional Medical Center. Anissa reveals her powerful story, from starting as a surgical technologist to becoming a leader in healthcare, and how she nearly fell victim to common financial missteps, like u...

Lucy Lopez’s journey from a small town in Mexico to a successful life in the United States is a testament to determination and resilience. How did she overcome the challenges of immigration, education, and financial management? What lessons can we learn from her experiences? In this episode of Retire Rich: Tales of Financial Freedom, Carlos Lopez is joined by his inspiring mother, Lucia “Lucy” Lopez, who shares her journey from a small town in Mexico to becoming a successful educator and investo...

Market volatility can be nerve-wracking, but it also presents unique opportunities for investors. How do you stay calm and make informed decisions during market fluctuations? How do you ensure your financial strategy aligns with your goals and risk tolerance? In this episode, Marc Hernandez dives into the importance of being prepared for market fluctuations while unveiling MAH Financial’s approach to providing comprehensive client support. By listening, you’ll gain insights into handling market ...

Financial freedom often begins with overcoming personal challenges and making informed decisions. This week, Marc Hernandez sits down with special guest Renee Armstrong, an esteemed colleague from his team, to delve into her personal journey through financial planning and overcoming challenges. As Renee shares her experiences, you’ll gain insights into the importance of having a financial advisor and how personalized financial planning can make a significant difference in achieving long-term goa...

How to build a solid financial future even if we don’t have half a million to invest? This week, Marc Hernandez and Carlos Lopez talk about their new initiative, ‘Serving the Underserved,’ focused on helping individuals who may not have substantial assets but are eager to learn how to achieve financial independence. Whether you’re just starting your career or looking to better understand your financial options, this episode is packed with insights designed to set you on a path to economic stabil...

The Retire Rich: Tales of Financial Freedom Podcast is out now! Embark on a journey to financial freedom with Marc Hernandez and Carlos Lopez as they share their personal stories and insights in the financial advisory world. In this debut episode, Marc and Carlos unveil their paths to becoming financial advisors, the influence of family and past experiences, and their mission to educate and empower clients toward achieving their financial goals. Marc and Carlos discuss: Marc’s Inspiration: How ...

Welcome to Retire Rich: Tales of Financial Freedom with Marc Hernandez and Carlos Lopez from MAH Financial. In this podcast, we guide professionals of all generations, including GenX, Millennials, and Baby Boomers, to answer an array of questions ranging from building wealth in 401(k) plans to selecting life insurance policies, including questions about IRAs, dividends, and bond alternatives. So, tune in as South Texas’ own financial advisors and fiduciaries, Marc and Carlos, draw from years of ...