Episodes

In this episode of Breaking Banks Africa, Matteo Rizzi sits down with Selma Ribica, founder of First Circle Capital, to explore Africa’s evolving fintech and venture capital landscape. Ribica reflects on her journey from M-Pesa to investing, highlighting how mobile money demonstrated the potential for technology to bring financial services to underserved populations. She explains why First Circle Capital focuses on early-stage fintech founders and how regulation, talent, capital and market matur...

In this episode of Breaking Banks Africa, host Matteo sits down with Mikhail Velichko, CEO of AccèsBanque Madagascar (ABM), to explore how innovation is driving financial inclusion in one of the world’s most underserved banking markets. With fewer than 10% of adults using formal banking services and most businesses operating informally, Madagascar presents unique challenges for lenders and entrepreneurs alike. Mikhail shares how ABM leverages AI, chatbots, alternative data, and automated credit...

In this episode of Breaking Banks Africa, host Matteo Rizzi sits down with Waleed Sadek, Founder and CEO of Fintra Holding and Paysky, to explore how interoperable payment infrastructure is transforming financial ecosystems across Africa, the Middle East, and beyond. Waleed shares the vision behind his group’s four businesses, from national payment systems and cross-border payment networks to digital banking platforms and Banking-as-a-Service. The conversation also examines the future of payment...

In this episode of Breaking Banks Africa, host Matteo Rizzi sits down with Premier Oiwoh, Managing Director and CEO of Nigeria Inter-Bank Settlement System (NIBSS), to explore how digital payment infrastructure is transforming Africa’s largest economy. Premier shares how NIBSS powers Nigeria’s payment ecosystem behind the scenes, driving interoperability, resilience, and innovation through instant payments and open APIs. The conversation covers the launch of the National Payment Stack, the role ...

In a media partnership with the 3i Africa Summit, and supported by CXO Conversations, Breaking Banks Africa brings you a special live episode from the heart of Accra. Host Matteo Rizzi sits down with two leading voices shaping Africa’s talent and innovation future: Adewale Yusuf of AltSchool Africa, and Rosy Fynn of the Mastercard Foundation. Together, they explore how AI is reshaping education, why Africa must leapfrog traditional systems, and how skills development and entrepreneurship can un...

In this episode of Breaking Banks Africa, Matteo Rizzi sits down with Dr. Stanley Jacobs, President of Fintech Nigeria and VP for West Africa at the Africa Fintech Network. They explore Nigeria’s fintech evolution, the rise of unicorns, and the opportunities shaping Africa’s youthful, tech-savvy population. From ecosystem building and cross-border innovation to talent development and digital inclusion, Dr. Jacobs shares insights on harmonizing regulations, fostering financial literacy, and empow...

In this episode of Breaking Banks Africa, host Matteo Rizzi interviews Martin Labbé, a development and tech ecosystem specialist at the International Trade Centre (ITC). Labbé shares his journey from marketing and trade promotion into global tech ecosystem development, focusing on emerging markets across Africa. The conversation explores how ITC supports entrepreneurship by strengthening innovation ecosystems rather than directly financing startups. Key themes include the importance of connectin...

In the last episode of 2025 of Breaking Banks Africa, Matteo Rizzi interviews Shirley Mburu, Director of Advisory at BFA Global, to reflect on impact, innovation, and financial inclusion across the continent. Based in Nairobi, Mburu shares her journey into development finance and explains BFA Global’s work as a development consulting and venture-building firm supporting underserved populations. The conversation explores the tension between impact and financial returns, particularly in African in...

This episode of Breaking Banks Africa features Anie Akpe, founder of LumoHubs.com and African Women in Technology (AWIT). The conversation explores how Lumo Hubs is shaping the future of work in Africa by partnering with universities to equip students and communities with hands-on digital, vocational, and AI-driven skills. Anie highlights the importance of adaptability, continuous learning, and building solutions locally – especially as AI accelerates global change. She also discusses the challe...

In this episode of Breaking Banks Africa, Executive Producer Matteo Rizzi sits down with Sandra Yao, Group Head: Cross Border Remittance, Payments & BaaS (Fintech) at Ecobank. With 20 years of experience driving fintech and payment innovation across Africa, Sandra brings a unique “builder’s mindset” into one of the continent’s largest financial institutions, operating in 39 markets. From pioneering mobile money to tackling fragmented infrastructure and regulatory environments, Sandra shares how ...

In the new episode of Breaking Banks Africa, host Nadine Zoro explores how Wave, a mobile money company, is breaking barriers to financial inclusion across Francophone West Africa. Guest Coura Carine Sene, General Manager WAEMU Region, Wave Mobile Money, shares her journey from studying and working in France to returning to Senegal to drive change. Wave prioritizes affordability and simplicity—lowering transaction fees from as high as 12% to just 1%—to make digital finance accessible for underse...

In episode 8 of Breaking Banks Africa, host Matteo Rizzi speaks with Kigali-based entrepreneur Philip Ngarambe, now Entrepreneur in Residence at ALX Ventures. Philip recounts his journey with AC Group, the company that transformed urban transport in Rwanda by introducing digital “tap & go” bus payments. What began as a mobility solution quickly evolved into a driver of financial inclusion, proving how everyday services can seamlessly bring people into the digital economy. Philip reflects on sca...

In this episode, Matteo Rizzi sits down with Artur Pereira — entrepreneur, speaker, SWIFT specialist, and CEO of D-Evo — to explore Africa’s journey from legacy banking systems to digital excellence. Drawing from his extensive experience in Portugal, Angola, and across the continent, Artur unpacks the unique challenges and opportunities in African payments: from interoperability gaps and cross-border complexities to the promise of instant payments, blockchain, and stablecoins. The conversation d...

In this episode of Breaking Banks Africa, we sit down with Melanie Keita, co-founder and CEO of Melanin Capital, a groundbreaking fintech on a mission to become Africa’s first carbon digital bank. Melanie shares her journey from pitching at the EcoBank Fintech Challenge to raising capital and scaling a platform that combines climate finance, SME lending, and carbon credit trading. With a focus on agricultural and renewable energy businesses, Melanin Capital is bridging the financing gap for Afri...

In the 4th episode of #BBA, hosts Matteo Rizzi and Nadine Zoro are joined by John Brittell from Side B Ventures to explore the shift from aid-based funding to equity-driven investments in Africa. With a background in development finance, John shares his transition from working in aid and grants to focusing on private sector investment. The conversation dives into the challenges faced by local entrepreneurs, particularly in markets like Ivory Coast, where many are unfamiliar with the startup ecos...

In this third episode, we welcome Nadine Zoro as she makes her debut as a podcast host, co-hosted by Matteo Rizzi. Our guest, Divine Muragijimana, brings her expertise in brand storytelling, product marketing, and fintech growth to the conversation. She shares insights on how strategic branding empowers African entrepreneurs, the intersection of media and fintech marketing, and key takeaways from #IFF2025. Matteo also leads a discussion on the role of talent upskilling in driving fintech innovat...

In this episode of Breaking Banks Africa, host Matteo Rizzi engages in an insightful conversation with key figures from the fintech and financial inclusion landscape in Africa. Guests include Thelma Quaye, Director of Digital Infrastructure, Skills, and Empowerment at SmartAfrica; Kosta Peric, Deputy Director of Inclusive Financial Systems at the Gates Foundation; Leila Rwagasana, FinTech Secretariat Lead at Rwanda Finance Limited; and Christian Kajeneri, Director of Payment Systems at the Natio...

In the first episode of Breaking Banks Africa, we explore the transformative impact of digital assets and CBDCs (Central Bank Digital Currencies) on financial inclusion and regulatory frameworks across Africa. Our guest Carmelle Cadet – CEO & Founder of EMTech, shares insights into the role of regulators in adapting to innovation, using tools like the sandbox to manage risks without waiting for full legislation. Highlighting real-world examples, we discuss the Bahamas’ blockchain solution for is...