What happens when a Florida personal injury attorney with a last name that even judges get wrong after ten years recovers over $100 million for clients, discovers an insurance company's formula for systematically underpaying thousands of PIP claims, wins $4 million back for his medical provider clients, and then pivots to one of the newest frontiers in law — helping people recover stolen cryptocurrency from cases worth six to eight million dollars? In this episode of the Trustcast Show, Zane Myers speaks with Alex Licznerski, founder of Licznerski Law in the Tampa Bay area, about the Wells Fargo case where a pregnant woman and her mother were wrongfully evicted the day before Hurricane Irma hit despite being completely current on their mortgage, why the insurance company's "we'll take care of everything" call is one of the most dangerous phone calls an injured person can take, and what the Florida PIP 14-day rule actually is and how many people lose their case before they even know the clock started. Alex also explains the 2023 tort reform that changed Florida from a contributory negligence state where 75% at fault could still recover something to one where 51% at fault means you get zero. They also discuss the woman who filed her own lawsuit using ChatGPT, lost the case, and ended up owing $50,000 in the other side's attorney fees, how he identifies insurance companies acting in bad faith using the Civil Remedy Notice, why every trial is the equivalent of flipping a coin, Florida's new super speeder law that puts you in handcuffs for going over 100 mph, and why his license plate just says SETTLED. Alex Licznerski is the founder of Licznerski Law in the Tampa Bay area, handling personal injury, insurance disputes, PIP claims for medical providers, cryptocurrency litigation, consumer law, and criminal defense. Connect with Alex Licznerski: aliznerskilaw.com alex@aliznerskilaw.com Phone: 813-406-0782 Tampa Bay, Florida Chapters 00:00 Introduction to Alex Licznerski — yes, even judges get it wrong after ten years 01:37 The Wells Fargo case — wrongfully evicting a pregnant woman the day before Hurricane Irma 04:43 How a corporation worth billions bullies people until they get an attorney 06:20 First thing to do after a car accident in Florida — and why you wait four hours for a police report 08:01 Why you send a letter of representation so clients never have to talk to insurers again 09:14 The Florida 14-day PIP rule explained — and what $10,000 in 1976 looks like today 11:23 Why not treating right away destroys your case even before it starts 13:48 What the insurance adjuster is actually doing on that helpful phone call 15:34 The three biggest mistakes people make in the first 48 hours after a crash 17:55 Medical bills stacking up, claim denied — what options do you actually have 20:10 How to know if you have a good case or no case at all 21:18 The 2023 tort reform — 51% at fault means zero recovery 22:32 When to stop handling it yourself and call a lawyer — the ChatGPT lawsuit story 24:42 Free consultations and why every attorney knows within minutes 26:56 From first call to settlement — the Cliff's Notes version of how a case moves 28:01 What insurance companies do during depositions and what your attorney does about it 33:00 Going to mediation versus going to trial — why every trial is a coin flip 34:24 Bad faith insurance claims in Florida and the Civil Remedy Notice 38:07 Rapid fire — Tampa Bay beaches, Burnt Steakhouse, and the 14-day rule 40:01 The $4 million recovery from 3,000 underpaid PIP claims against one insurance company 42:05 The Nexo cryptocurrency case — $6 million in stolen crypto 43:54 What it feels like to send the email that just says settled 46:25 Florida's new super speeder law — over 100 mph goes straight to jail 47:39 How to reach Alex Licznerski #AlexLicznerski #LicznerskiLaw #FloridaPersonalInjury #PIPInsurance #TampaBayLawyer #TrustcastShow #CarAccidentFlorida #CryptocurrencyLaw #BadFaithInsurance #TortReform