Building a Retirement Plan that Lasts

If you’re approaching retirement and aren’t completely sure what you want the next chapter to look like, your financial plan may need room for possibilities you can’t predict yet. In this episode, Gary Bowman speaks with Kay “Safari Kay” Trotman, founder of Destined To Travel, about retiring without a clear plan and eventually building an African safari business. Kay shares how a trip to Tanzania changed her direction, why she invested retirement money in a safari vehicle, and how Gary helped he

When should you claim Social Security, and how could that decision affect your retirement income, taxes, and your spouse’s benefits? If you’re approaching retirement, deciding when to take Social Security involves more than choosing between age 62, full retirement age, and 70. In this episode, Gary Bowman explains why deciding when to claim Social Security should be part of your broader retirement income and tax plan. He explores how continued work, health, family longevity, IRA withdrawals, and

One of the biggest questions people face before retirement isn’t how much they’ve saved. It’s whether their savings, Social Security, and other income sources will be enough to support the life they want to live once the paycheck stops. If you’re wondering how Social Security, savings, pensions, and other income sources fit together, this conversation will help you think about retirement income planning more clearly. In this episode, Gary Bowman breaks down the foundation of retirement income pl

Retirement isn’t a finish line; it’s a transition, and most people aren’t as ready as they think. In this episode, Gary Bowman explores what it means to be ready for retirement, beyond the financials. He shares how emotional readiness, communication with your partner, and flexibility all play a role in creating a smooth transition. From aligning expectations about how you’ll spend your time, to preparing for healthcare, taxes, and legacy decisions, Gary walks through the conversations that matte

Most people spend decades learning how to save, but almost no time learning how to spend it with confidence. That’s where retirement starts to feel uncertain. In this episode, Gary Bowman walks through one of the biggest transitions retirees face, shifting from building wealth to creating a reliable paycheck from it. He explains why this shift is often more emotional than mathematical, and how a thoughtful income strategy may help bring clarity and confidence to your retirement years. Key Takeaw

What actually makes a retirement plan work in real life? In episode 2 of Building a Retirement Plan that Lasts, Gary Bowman explains why relying too heavily on market returns can create stress and lead to emotional decision-making when markets shift. Instead, he introduces a more complete approach that focuses on building a plan around how you actually want to live. Gary also shares how retirement planning should be an ongoing process, not a one-time document, evolving as your life, priorities,