Episodes

Switching away from traditional health insurance can sound good in theory. The real question is what happens when someone in your family actually needs serious medical care. In this episode of the Bill of Health Podcast, presented by Core 360 Benefits Group, I’m joined by Niki Chamberlain, a self-employed mother of three from Amarillo, Texas, who made the move from traditional health insurance to Sedera Medical Cost Sharing and direct primary care. Niki and her family had spent years dealing w...

Every year, employers face rising health insurance premiums while employees are left choosing between the same handful of plans that may not fit their healthcare needs or their budget. If the traditional group insurance model keeps producing the same results, perhaps it’s time to explore a different approach. In this episode of the Bill of Health Podcast, presented by Core 360 Benefits Group, I’m joined by Mike Markland of Atma to discuss Individual Coverage Health Reimbursement Arrangements (I...

Traditional health insurance can make people feel trapped. Premiums keep climbing, deductibles stay high, and many families rarely use enough healthcare to reach the point where their plan starts paying much. In this episode of the Bill of Health Podcast, presented by Core 360 Benefits Group, I’m joined again by Richard Walton, CEBS, of Sedera for part two of our conversation about medical cost sharing and healthcare alternatives. Episode 7 covered the basics of how health shares work. This ti...

Healthcare keeps getting more expensive. Premiums rise, deductibles increase and many families feel like they are paying more every year without getting a better healthcare experience in return. In this episode of the Bill of Health Podcast, presented by Core 360 Benefits Group, I’m joined by Richard Walton, CEBS, of Sedera to talk about an alternative that still flies under the radar for many consumers: medical cost sharing. Richard spent years working in traditional employee benefits before ...

Most of us are used to healthcare working one way: find a doctor who accepts your insurance, schedule an appointment, show your insurance card and hope the bill makes sense later. But direct primary care offers a very different model. In this episode of the Bill of Health Podcast, presented by Core 360 Benefits Group, I’m joined by Melinda Lacy, MSN, APRN, FNP-BC, of Direct Family Healthcare in Harrisonville, Missouri, to talk about how direct primary care works and why more patients and employ...

Being a smarter healthcare consumer doesn’t mean earning a degree in medical billing, memorizing CPT codes or spending hours fighting with hospitals and insurance companies. It starts with asking a few better questions. In this episode of the Bill of Health Podcast, presented by Core 360 Benefits Group, I break down what I really mean when I talk about becoming a smarter healthcare consumer. For years, many of us have simply shown our insurance card, received care and hoped the bill wouldn’t be ...

When a hospital sends you a bill, most of us assume the number at the bottom is what we owe. But that may not be the case. In this episode of the Bill of Health Podcast, presented by Core 360 Benefits Group, I’m joined by Lyn Carter, Vice President of GetAdvocacy at Health Admins, to look at healthcare from perspectives most consumers never get to see. Lyn has worked across hospitals, insurance companies, third-party administrators, benefit consulting and healthcare advocacy. That experience giv...

Open enrollment can feel like a take-it-or-leave-it decision: pick one of the health plans your employer gives you, accept the cost and watch more of your paycheck disappear. But it doesn’t always have to work that way. In this episode of the Bill of Health Podcast, presented by Core 360 Benefits Group, I explain why open enrollment should be treated more like a buffet than an all-or-nothing package. You can compare benefits, mix and match coverage between spouses and explore alternatives when...

You would never walk into a car dealership, look at the sticker price and hand over your wallet without asking questions. So why do we do exactly that with healthcare? In this episode of the Bill of Health Podcast, presented by Core 360 Benefits Group, I explain why becoming a smarter healthcare consumer starts with changing the way you think about where you receive care and how you pay for it. If you have a high-deductible health plan, you may spend thousands of dollars trying to satisfy a de...

Healthcare is the one purchase most Americans make without ever looking at the price tag – and it’s quietly destroying your financial future. In the inaugural episode of the Bill of Health Podcast, presented by Core 360 Benefits Group, I introduce the mission behind the show: making healthcare and health insurance easier to understand so you can make informed decisions with greater confidence and control. Drawing on more than 30 years of experience in banking, financial services, investments a...

Welcome to Bill of Health, the podcast designed to help everyday Americans make smarter healthcare and financial decisions. I’m your host, Bill Fi, The Health Insurance Guy.Healthcare in America is often a “black box” of confusing terminology, hidden costs, and complex mechanics. Bill of Health is designed to pull back the curtain. Our mission is to transform passive insurance “users” into savvy healthcare “consumers.” By breaking down the barriers of jargon and complex policy structures, we emp...