Episodes

. . . planning to fail." The wise words of Benjamin Franklin have been true for over 200 years (since he said it) and will always be true. Financial planning is a blue print, a compass, a game-plan (insert other adjectives here) for your financial life! So why do so few people have a financial plan? (Only 25% of Americans have a plan according to CNBC.) In today's podcast we discuss three common light-bulb/ah-ha moments that most people have when going through the financial planning process....

Everyone has long-term goals that they are trying to reach. Retirement, college funding, a new house, a second house, a new car, and on and on. So, what is the key to making those goals reality? In today’s podcast we will tell you exactly what that key is. Contrary to belief, the one thing it is not is investment return. We will go back in time, review the last nine months of the market and share with you some Morningstar statistics that will cause you to reflect about your own behavior. Fina...

Think about some of the most successful business owners that you know. What businesses do they own? How many? Why do we consider them so successful? In today’s podcast we discuss those business owners and what makes them different. How they think about business, how many businesses they own and how are they able to be so successful over time. Our discussion may surprise you. In fact, you may actually be one of those business owners! Here’s to wise investing, Iron Gate Global Advisors This p...

We live in a world where negativity seems to be the norm. Turn on the T.V., listen to the radio, read your emails and it seems most headlines are rooted in negativity. In today’s podcast we discuss why optimism will always triumph and why being optimistic is the key to making money over time. We also share some amazing statistics from this great country and the globe that most of you have never heard (but need to know!). This is one of the podcasts that hopefully will put a smile on your face ...

Recently I reviewed a portfolio for a perspective client. This portfolio was made up of well over 100 stocks! I then told them this was an average to below average portfolio. They then asked the question, “How many stocks should be in a portfolio?” In today’s podcast we answer that very question. We explain why fewer stocks is often better and how, if done correctly, the portfolio can be less-risky than a portfolio with many stocks. We also address the trade war and how it may impact investme...

Developments in health care technology are suuuuper cool! The things we can do nowadays are impressive to the nerdiest of nerds, and they result in a longer life expectancy...which is good, right? Of course! It just means you'll probably need your assets to last longer during retirement. And that might sound intimidating, but it's not. We've got a strategy that will get you there. Have a listen to find out what we suggest. Here's to wise investing, Iron Gate Global

March madness is upon us, and this isn’t about basketball, (okay maybe just a little bit). The stock market had the worst December e-v-e-r in 2018. Now, so far in 2019 the stock market is up 13.86%. It’s been a crazy, mad ride. In today’s podcast Spencer and Brett discuss the importance of keeping a level head, the probabilities of making money over time in the market, and talk a little hoop. For anyone interested in the if you can make money in the markets over time, this podcast is for you. ...

Lessons we learned from the market in December.

December was a turbulent month - no doubt about it. But this is EXACTLY the time to be a believer in the stock market and to put your funds to work. In this week's podcast, we'll talk about how we survived the drama of last month and we'll review the historical evidence that helps us trust in the power of long-term, strategic investing. Our faith is not shaken! We still trust that patience and cooler heads will prevail in the long run. As always, if you're concerned or worried, give us a call....

It’s been a painful couple months in the market. We get it! This big down swing sure hurts after enjoying a prolonged bull market. But the “loss” you see in your portfolio right now is only loss if you panic and sell at the wrong time. This week, we want to talk you off the ledge. We want to reassure you that we practice WISE investing, not emotional, reactionary, or panicked investing. Our podcast this week is a bit longer, but it’s worth a listen if you’re nervous or discouraged. Here’s to w...

Trade wars. Tweets. Fed Policy. Interest rates. These are many of the excuses the financial media is giving for why the market is down. While this is causing angst among many investors, there is a key, which if understood, will allow anyone to find peace amid the volatility. In today’s podcast we discuss how the Oracle of Omaha, Warren Buffett, views risk. What he thinks of volatility, and what we at Iron Gate Global Advisors are doing to ensure our clients’ portfolios are managed properly. He...

As a client of Iron Gate Global Advisors, you can be thankful for the fact that you own great businesses, because it means you can (and should!) ignore stock prices day-to-day. Listen to this week’s podcast with our Chief Investment Officer Brian Hunsaker for some great analogies and blissfully non-technical explanations of why you don’t need to worry as the market yo-yos its way into the holiday season. Here’s to wise investing, Iron Gate Global Advisors

How many times has the market ended the year up between 8-10% (the average) on December 31st? We reference average returns over the life of an investment, but the reality is that most of the time, the market closes out the year somewhere outside that average range. There’s a lot more variety in that year-end figure than 8-10%. We talk about why – and how that’s a GOOD thing – in this week’s podcast. Here’s to wise investing,

After a few weeks of volatility in the market, investors are now waiting to see how to 2018 will come to an end. Midterm elections, interest rates, the Federal Reserve, and the trade war are to blame. The question now on the minds of investors is whether this volatility will continue, or end in time for a bullish run into 2019. Take a listen to this week's podcast as we discuss the reasons for the volatility and what investors should do about it. Here's to wise investing, Spencer Nelson & Br...

What a crazy few weeks! The stock market is all over the place - up 3% one day and down 5% the next. Tariffs, interest rates, and mid-term elections are all in the headlines causing angst. In this week’s podcast, we discuss this crazy volatility and whether it’s your friend or enemy. We look at past history (the chart below) to answer that question. If you’re nervous in any way about the stock market, this week’s podcast is for you. Here’s to wise investing, Iron Gate Global Advisors

Nuh-uh. Nope. Not with current conditions. Stick it out, my friends! Yes, it's been a crazy day in the market, but we still think stocks makes sense relative to other investments. Our Chief Investment Officer Brian Hunsaker joins me this week to explain why days like today make us excited and not scared. Here's to wise investing

We’ve talked about fees before, but we’re talking about it again this week because it really bugs us when you - the hard-working, penny-saving, investor - pay an advisor a little bit more in fees each year and miss out on potentially massive returns over the life of your portfolio. Here’s to wise investing

In our podcast this week, Spencer and I discuss the fall of the mighty Lehman Brothers investment bank and why we believe the stock market is the wisest long term bet for increasing your wealth and having a comfortable retirement. The market’s growth since the Great Recession has made us bigger believers than ever. Here’s to wise investing, Spencer Nelson Brett Pattison

The Iron Gate family keeps growing! Listen to this week's podcast to meet our new advisor Spencer and to hear why he and I don't believe in income models that move retired clients into bonds and out of equities. Just because you're retired and need monthly income doesn't mean you can't keep growing your assets. Here's to wise investing, Brett Pattison

Don’t buy gold. Please don’t buy gold. Just don’t. We’ll give you the technical reasons why gold is a bad investment in this week’s podcast, but the only reason our staff really cares about is that gold won’t be any help in the zombie apocalypse. Here’s to wise investing (and doomsday prepping)

One of our clients asked a great question this week: when will we crash and slide into another painful bear market? Let’s discuss this current bull market, pick apart the definition of a bear market and talk about our strategy for how to invest your funds when the bear market does inevitably hit. We are ready for action when it happens! Here’s to wise investing

ONE HUNDRED TRILLION BUCKS. That’s not pocket change, folks. This week we’ll talk about the US’ total household wealth and why – even if you’re still gun-shy on the markets after 2008 – this historic figure means good things for you, your future, and the future of our country. Here’s to wise investing, Iron Gate Global Advisors

The financial news media hates you. Okay, maybe they don’t really “hate” you, but they are in a battle for you and your clicks. Headlines on websites, social media, and TV can be just plain scary! If you read them and acted on them, it could potentially destroy your entire portfolio and wreck your financial goals. Today we'll discuss what to do about the headlines. We will also offer our thoughts on tariffs and the trade war and what impact it may have. Here’s to wise investing, Brett Pattis...

Algorithmic trading is becoming more and more popular and is seemingly taking over the market. Several people have wondered whether they can compete with these algo's or not? Today we discuss how we are navigating the market as well as what we look for when investing in a stock.