Breaking Banks Asia Pacific

Breaking Banks Asia gets the inside look at the incredible innovation and technological changes that are setting the standard for the rest of the world. Led by host Rachel Williamson, we talk to the people across Asia about how their ideas came together,

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Recent Episodes

Episode 33: Bitcoin people will not eat your children

Posted June 27, 202400:38:34

Though Bitcoin is still deep in the valley of disillusion, innovators continue to find new ways to meet investor needs with Blockchain. In this episode we speak with two people at the frontline of capital markets, digital assets and disruption. Not yet breaking banks, but certainly keeping them on their toes. Guests: Angelina Kwan, Senior Adviser, IMC Asia Pacific Aaron Gwak, CEO and Co-founder, Libeara Produced by Charis Palmer, with sound engineering by Kevin Hirshorn. Music credit Raz Burg.

Episode 32: StraitsX Co-founder Liu Tianwei on stablecoins and the future of payments

Posted June 11, 2024

StraitsX is the issuer of the world’s first Singapore Dollar stablecoin, XSGD, and XIDR, the StraitsX Indonesian Rupiah stablecoin, and is also a Major Payment Institution in Singapore, enabling account holders to manage payments as well as connect their accounts to digital asset platforms. Host Simon Spencer chats with co-founder Tianwei on how StraitsX was born, the future of money in a Web 3 world, and the role of stablecoins in real-time payments going beyond borders. Hosted by Simon Spencer and produced by Charis Palmer, with sound engineering by Kevin Hirshorn.

Episode 31: When open banking goes global

Posted May 28, 202400:27:32

With Asian markets making the leap into open banking and open finance, there’s new talk of cross-border open banking and open finance. We sat down with opn payments and open banking experts Lauren Jones and Nilixa Devlukia at Money 20/20 Asia to discuss lessons for new markets considering open banking, use cases for cross-border open banking and the rails that need to be in place to truly empower consumers. Guests: Nilixa Devlukia is the Chair of the Open Finance Association and founder of Payments Solved, a regulatory consultancy advising on the regulatory framework for CBDC, crypto assets, open banking, and payment services. She’s a lawyer by training and has worked both on the banking side at Barclays, but also on the regulatory side at the Financial Conduct Authority, and other regulatory bodies. Lauren Jones is SVP Global Advisory at UK-based open banking and tech company Konsentus. She was formally Head of Standards at Payments UK  where she was responsible for the UK’s standards policy on behalf of banks, government, and the wider industry. So it’s no surprise she’s a self-proclaimed regulation geek Produced by Charis Palmer, with sound engineering by Kevin Hirshorn.

Episode 30: How to get people to switch from cash to digital 

Posted May 14, 202400:27:10

Sometimes it takes out of the box thinking to get people to make the move from cash to digital money.  And if there is one person who has had to think deeply around this issue, it’s Jojo Malolos, currently the CEO of Philippines payment service PayMongo and before that founded digital bank GoTyme. But so many people start the journey at the easy bit, in the middle: how to get people who already have money to use cards or digital wallets. Jojo starts at the much more difficult extreme, with people who are unbanked because they have no money at all. We travel through the journey of providing a basic income to people so they have enough money to open a bank account, through to how to encourage people to take the leap from the under-mattress stash to digital money.Produced by Rachel Williamson and Charis Palmer, with sound engineering by Kevin Hirshorn. 

Episode 29: Hot takes from Money20/20 Asia 

Posted May 2, 202400:21:30

The team from Breaking Banks Asia meet forward thinkers to sum up last week’s Money 20/20 Asia conference with a focus on the investment outlook for startups and fintechs, the key themes coming out of the conference and how banks and their competitors are teaming up to innovate. Guests: – Scarlett Sieber, Chief Strategy and Growth Officer at Money20/20 – Dennis Pratistha, Chief Investment Officer, Mandiri Capital Indonesia – Tim Poskitt, Fintech Managing Director – APAC, Startupbootcamp Produced by Rachel Williamson and Charis Palmer, with sound engineering by Kevin Hirshorn.