Episodes

202
June 17, 2024

10 Non Cash Giving Ideas to Lower Taxes

Tired of your precious metals and valuables just sitting around collecting dust? Want to make a difference while also lowering your taxes? In this episode, Bob and Shawn explore 10 creative non-cash giving ideas that can help you bless others, leave a legacy, and reap the rewards of generosity. They cover ideas such as giving precious metals, real estate, stocks and bonds, as well as miscellaneous valuables and collectibles. If none of these non-cash giving ideas work for you, then you can alway...
201
June 3, 2024

Breaking the Chains of Materialism

Are you feeling trapped by the chains of materialism? Always longing for more, but never finding true contentment? In this episode, we'll explore how to break free from the grip of greed and discover the joy of a Christ-centered life filled with purpose and generosity. Bob and Shawn provide Biblical perspectives on materialism and its negative effects on relationships, physical health, and overall well-being. We encourage listeners to seek God's help, find contentment in what you have, and prior...
200
May 20, 2024

The Best Of Our 199 Episodes

Do you know the difference between popular financial advice and essential Bible-based financial wisdom? On this 200th episode celebration, Bob and Shawn reveal the top seven most crucial financial topics from our first 199 episodes. Christian Financial Perspectives began with the goal of providing timeless Biblical wisdom and education to our audience. Over the years, some of our most educational topics have included sudden wealth syndrome and investing in gold. We hope to continue providing fin...
199
May 6, 2024

Biblical Viewpoints Of Money And Wealth Part 3

Are you ready to dive deeper into God's design for generosity, giving, and leaving a lasting legacy? In this final part of our series, Bob and Shawn explore Biblical perspectives on using wealth to bless others and how to properly pass on an inheritance that impacts generations to come. “Biblical Viewpoints of Money and Wealth” emphasizes the importance of stewardship and giving from a Biblical worldview. In this episode, weeks 6 and 7 are summarized, which includes the ripple effect of giving a...
198
April 22, 2024

Biblical Viewpoints Of Money And Wealth Part 2

Do you struggle with aligning your view of money and wealth with the Bible or are you looking for a deeper Biblical perspective? For several episodes, Bob and Shawn are diving into a study examining God's design for wealth and work. In part 2 of 3, they delve into the differences between secular and Biblical counsel, and the Biblical perspective on money and wealth. We recommend you to go back and listen to part 1 before digging deeper into this episode of “Biblical Viewpoints of Money and Wealt...
197
April 9, 2024

Biblical Viewpoints Of Money and Wealth Part 1

Do you struggle with aligning your view of money and wealth with the Bible or are you looking for a deeper biblical perspective? Over the next few weeks, we'll dive into a study examining God's design for wealth and work called "Biblical Viewpoints of Money and Wealth". The study is a seven-week deep dive into what the Bible says about money and how it applies to real life. It covers topics such as the difference between a Biblical and secular worldview and the responsibilities of an owner versu...
196
March 25, 2024

Avoid These Foolish Financial Mistakes Part 2

Want to avoid money regrets and costly financial errors? Eager to learn common pitfalls that trip up even seasoned investors? Well, in this episode of our 2 part series on “Foolish Financial Mistakes”, Bob and Shawn cover 10 more financial mistakes to steer clear of that can cost you dearly. Instead of blaming others for financial mistakes, they emphasize using wisdom and taking responsibility for one's financial decisions. It's important to seek out professional financial advice from a fiduciar...
195
March 12, 2024

Avoid These Foolish Financial Mistakes Part 1

Want to avoid money regrets and costly financial errors? Eager to learn common pitfalls that trip up even seasoned investors? In this part 1 of 2, Bob and Shawn discuss and provide perspective on foolish financial mistakes to steer clear of that can cost you dearly. They emphasize the importance of wisdom and provide Biblical scriptures to support their points. Just a few of the financial mistakes discussed include taking stock tips without doing proper research and buying large items on impulse...
194
Feb. 26, 2024

Using 1 Timothy 3 To Find A Financial Advisor

Are you searching for a financial advisor who exemplifies Christian character and integrity? Do you want their guidance grounded in Biblical truth versus worldly thinking? Bob and Shawn share the qualities to look for in a financial advisor based on scripture, specifically 1 Timothy chapter 3. 1 Timothy 3 outlines the qualities of an elder or deacon in the church, and we believe that these qualities are also important in a financial advisor. The qualities include being temperate and a good teach...
193
Feb. 5, 2024

14 Characteristics of Financially Successful Christians

What makes financially successful Christians different from the prosperity gospel crowd? Bob and Shawn explore 14 characteristics that set apart believers who achieve financial stability while maintaining their faith. Rather than chasing get-rich-quick schemes or the latest cryptocurrency, these Christians focus on timeless principles like spending less than they earn, avoiding materialism, practicing generosity, and maintaining strong moral compasses. Each characteristic is supported by scriptu...
192
Jan. 29, 2024

Are Rental Homes The Worst Way To Invest In Real Estate?

Considering becoming a landlord through rental property? Do the returns justify the hassles involved? After insurance, mortgage payments, repairs, and/or marketing costs, a rental home isn't the cash cow you might think it is. Bob and Shawn discuss the pros and cons of rentals while providing some alternative options to consider. Instead, Real Estate Investment Trusts (REITs) may be a better option for the average investor. They explain that REITs allow investors to access a diversified portfoli...
191
Jan. 19, 2024

Investing Your Values: Inside Our Non-Woke, Biblically Aligned Stock Portfolio

Tired of "woke" companies that don't align with your values? Eager to invest in a diversified stock portfolio that targets growth while honoring Biblical principles? You're in the right place! In this can't-miss episode, Bob and Shawn pull back the curtain on our innovative Biblically responsible, non-woke, deep value stock portfolio. Get ready for an in-depth look at our rigorous stock selection process, which carefully evaluates both financial fundamentals and spiritual alignment. Click here t...
190
Jan. 8, 2024

How To Escape The Grip Of Financial Fear

Are you overwhelmed by companies capitalizing on fear to sell overpriced solutions? Don't fall for it. Bob and Shawn highlight the various means through which companies use fear-based tactics, such as social media platforms, email, television, and text messages. It is important to not fall for these fear tactics. Instead, unplug from social media, study history to gain perspective, take breaks from screens, engage in constructive and kind activities, and seek God through scripture, prayer, and l...
189
Jan. 2, 2024

Make This Year's Goals Stick

Are you among the 92% who don't achieve New Year's resolutions? Make 2024 different! Bob and Shawn will show you how to use the SMAC Method - Specific, Measurable, Achievable, and Compatible - to make meaningful and achievable goals. As Christians, we believe goals should align with God's plan and also be compatible with one's values and beliefs. Only a small percentage of people actually achieve their New Year's resolutions, but that number rises with written goals that are visually placed arou...
188
Dec. 26, 2023

The Ultimate 2023 Financial Recap

What financial topics first come to mind when recalling 2023? Is it the emotional rollercoaster of 2023's stock market or the endless printing of money? Bob and Shawn want to provide perspective on key events that impacted many financial portfolios. Before looking ahead, they are recapping the past year's twists and turns. This includes the markets' obsession with interest rates, as well as the volatility caused by concerns about the Federal Reserve's actions. Looking ahead to 2024, it is import...
187
Dec. 18, 2023

The True Joy Of Christmas

This inspiring Christmas episode is all about reminding listeners of the joy of the season! Bob and Shawn share the original Christmas story of the birth of Jesus as told by Luke, as well as telling an inspiring story about a family who anonymously blessed another family in need. This Christmas season, we encourage listeners to find ways to help those in need during the Christmas season, whether through financial donations or volunteering time. Use your time and resources to help bless others an...
186
Dec. 11, 2023

Do These 7 Things Before Buying Your Next Vehicle

Are you thinking about buying a car? Bob and Shawn discuss 7 smart steps to take before you make your decision. This episode is here to help you learn how to make the right vehicle choice with confidence. It's crucial to approach the car purchase with the right mindset, not emotions. A vehicle's price is more than the minimum monthly payment, and it is important to be cautious of all of the add ons and price points that many salespeople will use to manipulate you into a premature purchase. These...
185
Dec. 4, 2023

The High Cost of Cash Value Life Insurance

Are sky high fees making cash value life insurance a poor investment for you? Should you just buy term life insurance and invest the difference yourself? Bob and Shawn discuss the true cost of cash value life insurance, such as whole life and universal life. Life insurance is almost always a must to protect your family and immediate loved ones in the case of your death, especially from your 20's to 60's. This episode highlights the various fees and charges associated with these policies, includi...
184
Nov. 27, 2023

Year End Charitable Gifting Ideas

Want to give beyond just cash this year? Donate stocks, real estate required IRA distributions, and more by December 31st. Bob and Shawn the importance of alternative non-cash giving, as the majority of charitable giving is done through cash, despite cash being a small portion of people's assets. Various options for non-cash giving are discussed in depth, including opening a donor-advised fund, contributing to a charitable gift annuity, donating appreciated stocks, and donating other valuable as...
183
Nov. 20, 2023

7 Takeaways For Christmas Spending

Want to avoid debt this Christmas? Make a budget, limit gifts, and remember the reason for the season - Jesus. Bob and Shawn discuss seven takeaways for Christmas spending. Some takeaways suggest using cash or a debit card instead of a credit card to prevent overspending. Thoughtful and meaningful gifts that will be remembered are usually better than expensive gifts. This Christmas, don't forget to focus on the true meaning of Christmas and to have fun giving gifts!
182
Nov. 13, 2023

2023 Year End Tax Strategies

It's time to discuss strategies for 2023 year-end tax planning! Want to lower your 2023 taxes with strategies like charitable giving, retirement plan contributions, and medical expenses? Small moves now could save you thousands in the future. It's important to pay our fair share of taxes, but also equally important to not pay more taxes than necessary. By taking advantage of strategies like sales tax deductions, you may be able to lower your tax bracket. As always, it's important to consult with...
181
Nov. 6, 2023

10 Ways to Help Overcome Inflation

Massive inflation is eating budgets alive, but with some wise choices like shopping thrift stores, fixing items ourselves and avoiding impulse buys, there are ways to overcome it. Bob and Shawn emphasize the importance of making wise choices, such as shopping at thrift stores, fixing items yourself, and avoiding impulse buys. Both hosts provide personal anecdotes and examples to support their points. Overall, this episode is highly aimed to help listeners save money and assist in navigating the ...
180
Oct. 30, 2023

6 Ways Financial Advisors Are Paid

Ever wondered how financial advisors really get paid? Join Christian Financial Advisors as Bob and Shawn discuss the six types of payment and the potential conflicts of each. They emphasize the importance of transparency and encourage clients to ask their advisors about their payment structure. Just a couple of the ways financial advisors get paid include hourly fees and salaried advisors. They also highlight the potential conflicts of interest that can arise when advisors are motivated by large...
179
Oct. 23, 2023

Why Traders Are NOT Investors

Ready to clear up a big misconception in the financial world - are traders and investors the same thing? Spoiler alert, they're not. From Warren Buffett's long-term growth strategies to the quick buck culture of trading, Bob and Shawn demystify these often confused terms. Traders focus on short-term profits and are often compared to professional gamblers, while investors have a long-term perspective and aim to build wealth over time. The misuse of these terms by financial websites can lead to co...