Episodes

36
April 23, 2024

Conversations

Episode 036 of Mortgage Beat Sometimes you just want to have a conversation. Police Mortgage loves having discussions with first responders concerning their home-buying needs. CEO John Aretos explains why. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protect. To learn more or to...
35
April 16, 2024

For Sale By Owner

Episode 035 of Mortgage Beat CEO John Aretos talks about the pros on cons of the "For Sale By Owner" strategy. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protect. To learn more or to apply for a home loan go to policemortgage.com or call 312-499-8878. NMLS #268165 Police Mor...
34
April 9, 2024

Renovations and Upgrades

Episode 034 of Mortgage Beat Taking money out of your home to make upgrades may be prudent under certain circumstances. CEO John Aretos explains when it makes sense. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protect. To learn more or to apply for a home loan go to policemortg...
33
April 2, 2024

The Final Walkthrough

Episode 033 of Mortgage Beat There are two components of the final walk-through when buying a property. CEO John Aretos details both and talks about why the amount of earnest money plays a factor. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protect. To learn more or to apply fo...
32
March 26, 2024

Pre-Approval Costs

Episode 032 of Mortgage Beat Vivian Abraham and Dylan Walsh join CEO John Aretos to point out the fees some lenders charge for a pre-approval. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protect. To learn more or to apply for a home loan go to policemortgage.com or call 312-49...
31
March 19, 2024

The Unpredictability of 2024

Episode 031 of Mortgage Beat Vivian Abraham and Dylan Walsh join CEO John Aretos to discuss the strategy of obtaining a mortgage today with an expectation of refinancing at a lower rate in 2025. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protect. To learn more or to apply for ...
30
March 12, 2024

Waiting for Rates to Fall?

Episode 030 of Mortgage Beat Vivian Abraham and Dylan Walsh join CEO John Aretos to discuss the strategy of postponing your home-buying search until mortgage rates begin to fall. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protect. To learn more or to apply for a home loan go t...
29
March 5, 2024

Possible Rate-Saving Options in 2024

Episode 029 of Mortgage Beat Vivian Abraham and Dylan Walsh join CEO John Aretos to discuss how FHA and VA loans may offer better rates than conventional mortgages for some home buyers. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protect. To learn more or to apply for a home lo...
28
Feb. 27, 2024

Home Inspection Failures

Episode 028 of Mortgage Beat CEO John Aretos provides common reasons why a property may fail a home inspection. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protect. To learn more or to apply for a home loan go to policemortgage.com or call 312-499-8878. NMLS #268165 Police Mo...
27
Feb. 20, 2024

Home Inspections

Episode 027 of Mortgage Beat Why are home inspections imperative and what's the difference from an appraisal? CEO John Aretos provides answers to both. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protect. To learn more or to apply for a home loan go to policemortgage.com or cal...
26
Feb. 13, 2024

Spring Rates 2024

Episode 026 of Mortgage Beat CEO John Aretos looks forward to the spring of 2024 as well as the rates and home-buying market we can likely expect. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protect. To learn more or to apply for a home loan go to policemortgage.com or call 312...
25
Feb. 6, 2024

Mortgages and Your Credit Score

Episode 025 of Mortgage Beat CEO John Aretos details how a mortgage affects your credit score as well as what mortgage professionals look at when it comes to your past use of credit. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protect. To learn more or to apply for a home loan ...
24
Jan. 30, 2024

Condominiums, Right of First Refusal, Transfer Taxes, and More

Episode 024 of Mortgage Beat CEO John Aretos gets home buyers ready for 2024 by explaining many nuances that the average consumer may not consider when beginning a search for a new property. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protect. To learn more or to apply for a ho...
23
Jan. 23, 2024

Market Update 2024

Episode 023 of Mortgage Beat CEO John Aretos gives a brief update on mortgage rates and his outlook on homebuying for 2024. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protect. To learn more or to apply for a home loan go to policemortgage.com or call 312-499-8878. NMLS #26816...
22
Jan. 16, 2024

Insurance Considerations

Episode 022 of Mortgage Beat There are different types of insurance associated with buying a new home. CEO John Aretos shares his expertise on what homebuyers need to understand. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protect. To learn more or to apply for a home loan go t...
2
Jan. 9, 2024

National Law Enforcement Appreciation Day

Episode 021 of Mortgage Beat In this first episode of the Mortgage Beat’s second season, John Aretos talks about National Law Enforcement Appreciation Day as well as what it means to Police Mortgage and to him personally. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protect. To ...
2
Dec. 19, 2023

Bonus Episode 2

In this bonus episode, CEO John Aretos looks to next year and talks about expanding the brand in 2024. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protect. To learn more or to apply for a home loan go to policemortgage.com or call 312-499-8878. NMLS #268165 Police Mortgage – F...
1
Nov. 21, 2023

Bonus Episode 1

In this bonus episode of the Mortgage Beat, John Aretos gives his opinions on the market in the fourth quarter of 2024. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protect. To learn more or to apply for a home loan go to policemortgage.com or call 312-499-8878. NMLS #268165 Po...
20
Nov. 14, 2023

Season One Finale

Episode 020 of Mortgage Beat In this final episode of the Mortgage Beat’s first season, John Aretos looks back at the best tips and episodes of 2023 and looks forward to season two in 2024. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protect. To learn more or to apply for a hom...
19
Nov. 7, 2023

VA Loans

Episode 019 of Mortgage Beat In honor of Veterans Day this week, CEO John Aretos details VA loans and why Police Mortgage recommends this option quite frequently. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protect. To learn more or to apply for a home loan go to policemortgage...
Oct. 31, 2023

Where First Responders Should Buy

Episode 018 of Mortgage Beat While some municipalities, like Chicago, require their first responders to live in that city, other regions are different. CEO John Aretos provides a few tips for public-safety professionals when determining where to buy a home. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs...
17
Oct. 24, 2023

Strategy and Respect

Episode 017 of Mortgage Beat CEO John Aretos discusses strategies for home buying and refinancing as well as the respect the Police-Mortgage team has specifically for law enforcement. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protect. To learn more or to apply for a home loan...
16
Oct. 17, 2023

Talk to the Loan Officer First

Episode 016 of Mortgage Beat Why should home buyers speak with a loan officer at least 60 days before they seriously begin looking at properties? John Aretos, CEO of Police Mortgage, gives you the reasons. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protect. To learn more or to...
14
Oct. 10, 2023

Tapping Into Your Equity

Episode 015 of Mortgage Beat Is there ever any logic to tapping into the equity of your home? CEO John Aretos provides his expert opinions. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serving Police Officers and First Responders. Founded in 2008, Police Mortgage offers a variety of mortgage products tailored to meet the needs of those who serve and protect. To learn more or to apply for a home loan go to policemortgage.com or call 312-499-88...