Not Your Average Financial Podcast™

In this episode, we ask: Who is clocking back in? What did the study say? What did the recent AARP study with NORC at the University of Chicago reveal? Is this about “those people”? How many people are reaching retirement every single day? What choices are you making? What will your retirement look like? What is the structure of the problem? What are the failures? Did the cost of being alive just go up? Are the vehicles storing your money liquid and accessible? What is the average 40

In this episode, we ask: What gets repeated so often that it starts sounding like settled truths? What is there to fear? What is “flexible” early on that leaves you more exposed later on? What is Zombie Myth #1? What is the return? Why so slow? What about a policy from 1963? Can you do better? Did you account for taxes and fees? What is the equivalent “return”? What about the liquidity? What is Zombie Myth #2? What about growth mutual funds? What about term insurance? What’s the d

In this episode, we ask: What was the comment that caught my attention? What is public information? What is the real difference? How does behavior factor in? What is the mindset? What is the mood of the overall malaise? What sounds more like an explanation? What is easier than doing your homework? What does that slogan do? Is the tax code special? How about a case study? What about a 162A bonus contract? What are the statistics for the top 1% club? What is the state of American hou

In this episode, we ask: What happens with speed? What happens with sequence? Who is pricing this in? Would you like to hear the results of some recent studies? What happened in May of this year? What is happening with inflation? What is happening with the federal debt? Are stocks the answer? Are bonds the answer? What do two-thirds of Americans fear? What is the magic number for retirement Who is going to outlive their savings? What will you do when you’re 82? Would you like to he

In this episode, we ask: What is Phil’s history in financial services? What’s happening with Lake Growth Financial Services? How is Phil enjoying the Bank On Yourself® strategies? Inside the credit union, how did the member-owned structure show up? How does the publicly-traded bank ownership show up? What about stock-owned life insurance companies? What about mutually-owned life insurance companies? What concrete behaviors show up each quarter? What did banks pull back from in 2020? Wh

In this episode, we ask: How many questions do you have? Am I making a money mistake? What were Evan’s first questions? What happens if the dollar fails? What is the contract? What about inconsistent and fluctuating income? What sort of flexibility is there when there is a delay in a windfall? Is this a subscription? Are you forced to make a payment every month? What is a regular savings strategy? How do you plow more money into your assets? What is optional? What happens in tough t