PaymentsJournal

Payments Content, Expert Insights and Timely News

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Unlocking Profit: How Data Mining Transforms Card Portfolio Strategies

Posted July 29, 202500:20:33

One of the most important resources for any card portfolio manager is understanding cardholders’ spending patterns. This requires not just full access...

A Fragmented Accounts Payable Process Is a Liability in More Ways Than One

Posted July 22, 202500:21:46

At best, an inefficient accounts payable process can result in delayed payments or limited visibility into spending. At worst, it could lead to misrouted...

Beyond Plastic: Why Digital Cards Are the Future

Posted July 8, 202500:20:28

Digital cards saw a significant boost in adoption during the pandemic, initially driven by necessity. However, it quickly became clear that hygiene...

What to Expect When Nacha’s Fraud Monitoring Rules Take Effect

Posted July 1, 202500:17:35

When a financial institution’s customer is tricked into sending a payment, there has often been little recourse for the victim. As credit push fraud...

Don’t Just React to What’s Next in Payments—Anticipate It

Posted June 30, 202500:15:41

For years, many businesses proclaimed they would never transition their payments to SaaS. Even as everything else moved to the cloud, financial professionals...