PaymentsJournal

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For ISO 20022, the Time Is Now

Posted September 23, 202400:22:22

As of March 10, 2025, ISO 20022 will become the messaging standard for financial services in the United States. Yet adoption continues to be slow among...

New Tools for Limiting a Bank’s Exposure to Fraud

Posted September 17, 202400:21:04

Banks allocate significant resources to fighting fraud, both in prevention and in maintaining reserves for potential losses. No matter how good the...

As ATMs Do More, Financial Institutions Require Sophisticated Solutions

Posted September 12, 2024

The ATM industry has undergone a dynamic shift that has taken automated teller machines far beyond cash dispensation. As the number of bank branches...

Merging Loyalty and Gift Card Programs for an Optimal Holiday Shopping Season

Posted September 10, 202400:22:26

With no relief from inflation in sight, consumers are bracing for an expensive holiday shopping season, especially with only 27 days between Thanksgiving...

Filling the Gaps in Cash Flow Needs  

Posted September 9, 202400:19:23

Access to emergency funds provides peace of mind, especially when many people find themselves scrambling to cover expenses. Given the needs...