Episodes

Wealth is not built solely by working hard, but by putting money to work for you. In this episode, Vance Lowe and Seth Hicks, Esq. explain how to put a college tuition to work for you in a Private Banking Strategy ® and experience unparalleled results. They discuss how in four short years of funding a college tuition into a properly structured life insurance policy you can generate massive tax-free retirement income and at the same time use your bank to finance all of life’s needs including cars...

Private Banking’s foundation is laid upon a carefully structured life insurance contract. But what if the private banker is uninsurable? How do you implement and capture the benefits of the 7 Pillars of Private Banking when you are not insurable? In this episode, Vance Lowe and Seth Hicks, Esq. provide secrets about how to structure a life insurance contract that allows families to soar with Private Banking no matter what their insurability is. Vance and Seth discuss: The two sources of income:...

As life goes on, things change, including the income you bring home. How does your private bank expand and contract with those changes? In this episode, Vance Lowe and Seth Hicks, Esq. share the answers to five common questions people ask about how much money to put in their private bank. Nelson Nash’s answer to this question shocks most people…until they understand banking and how the velocity of money accelerates their wealth. Vance and Seth discuss: Why you must restructure “who gets the pay...

Structuring a Private Family Bank is an art and a science requiring a specialist in private banking. And the operation of your Private Family Bank requires some simple changes in the way you see and use your money. Once you “get it” you will never be the same and your wealth potential can skyrocket. In the second part of this two-part series, Vance Lowe and Seth Hicks, Esq. continue with explaining how to structure and operate a Private Family Bank. Join Vance and Seth to discuss: Why private b...

Structuring a Private Family Bank requires a carefully structured participating mutual whole life contract with an insurance carrier that understands, and caters to, private banking. The insurance company and the terms of the contract you structure are both critical components of your private banking system. Today in part one, of this two-part series, Vance Lowe and Seth Hicks, Esq. cover five of the ten rules to follow when structuring a Private Family Bank. Join and Vance and Seth discuss: Wh...

What if you could reprogram your brain to enable you to be more successful? According to Nelson Nash, humans unfortunately share some bad habits that hamstring their wealth potential. What if you could rewire your mind to re-learn how money really works and blast-off into new dimensions of wealth? In the second part of this two-part series, Vance Lowe and Seth Hicks, Esq. explore how money works in a private banking system. Tune in to hear Vance and Seth discuss: The Golden Rule – What is it an...

As humans, we share some of the same bad habits and behaviors – or “laws” as guru Nelson Nash describes in his book, “Becoming Your Own Banker.” It is only by beating these laws, that you will succeed in building and keeping your wealth. In this episode, Vance Lowe and Seth Hicks, Esq. discuss pitfalls that are keeping you from being wealthy. Listen as they break-down how Parkinson Law, and the Willie Sutton Law are impacting your financial growth. Join Vance and Seth as they discuss: How procr...

For some people, seeing is believing – in this case, hearing is believing. We talk a lot about Private Banking Strategies and how they work, but what happens when you put everything into practice? In this special episode, Vance Lowe and Seth Hicks, Esq. talk with clients Bill and Amanda Chandler to share their incredible story of how they recovered from the market crash of 2008 to having zero debt, and being financially free today. Learn about: Why Bill and Amanda were six-figures in debt Reaso...

Money can be difficult to navigate and manage if you don’t know some very simple rules. There are just three simple rules you must follow to keep and grow what you make. In this episode, Vance Lowe and Seth Hicks, Esq. explain these simple rules and how they work in synchronicity. They share how each of the three rules fits into Private Banking Strategies’ seven pillars, and more! Vance and Seth discuss: How to live by the 10% Rule What the banks do to “get the money back” What golden rule you ...

Doctors are one of the highest paid professions in America. But medical school does not teach doctors how to protect the wealth they accumulate, or how to keep financial privacy in their financial transactions. Very few doctors know how to manage or protect their wealth. Good news is that it’s not overly complicated and whether you’re a doctor or not, there are some simple steps you can take to “keep what you make.” In Episode 32, Seth sat down with Dr. Christopher Loo, host of the Financial Fre...

Everyone is searching for how they can become financially secure and independent. If you’ve listened to the first episode of this two-part series, you’re already halfway there! In this episode, Vance and Seth continue the explanation of the three critical rules to become financially successful in the second part of this two-part series. They emphasize the importance of not spending your principal and discuss why you should build and follow a well-thought-out financial plan where you can use the ...

Almost everyone has the life goal of being financially independent, but how do you get there? There are 3 rules you need to follow above all else to grow and protect your wealth. In the first part of this two-part series, Vance and Seth explain why it’s critical to pay yourself first. They discuss the missed opportunities most people don’t realize they have while not implementing the 10% rule into their financial plan. Vance, and Seth discuss: The 10% rule and why it works to ensure you’re succ...

Learn how to develop a rock-solid plan to keep your wealth safe in an inflationary economic period. After 30 plus years of purchasing precious metals every other week, and over 7 billion in precious metals transactions for clients, Andy Schectman of Miles Franklin, explains how you can develop a strategy to accumulate and protect your wealth. In this episode Vance Lowe and Seth Hicks, Esq. complete the two-part series with guest Andy Schectman, building off of the foundation laid in part one. Th...

It’s no secret that inflation over the past few years has been increasing at a baffling rate. The cost of things like food, gas and real estate have skyrocketed. This leaves many with the question of where to put your money to be safe and not lose purchasing power during this inflationary period. In this episode Vance Lowe and Seth Hicks, Esq. have guest Andy Schectman, President of Miles Franklin, answering this very question. They discuss the difference between making an investment and buying ...

On this special guest episode, Seth Hicks, Esq. explores the 7 Pillars of Private Banking Strategies® with Grant Larsen. Grant and Seth discuss how Private Banking Strategies® help you accomplish: Asset Protection Tax-Free Growth Financial Privacy The “Velocity of Money” – Multiple Touches on the Same Dollar Guaranteed Compounding Tax Free Growth – the value can NEVER GO BACKWARDS Guaranteed Financing Legacy Value – Tax-Free transfer to heirs On this episode, we illustrate some real-life examp...

In order to keep what you make; you need to implement Asset Protection strategies. To see different wealth results, you must do something differently than you are currently doing. Taking time to learn how money works, how money grows and how money is protected, will completely change your wealth and your family legacy. In this episode, we reveal how to keep your assets protected while utilizing the velocity of money to grow family wealth exponentially. And we build upon the conversation in Episo...

Some folks think that simply depositing their cash into a bank account protects their cash. But is your money in a regular bank account really protected? How protected is your cash if that bank becomes insolvent? In this episode Vance Lowe and Seth Hicks, Esq. discuss the first pillar of the private banking strategy, Asset Protection. Vance and Seth lay the foundation on how to protect your cash while maintaining cash liquidity. By understanding the asset protection pillar of the private banking...

Would you like to be able to take your windfall income and keep control of it to enjoy guaranteed compounding growth, tax free year after year? Do you want a place where you can protect your money in an asset protected vault that you can also access anytime and put to work for you? Let us show you how… In this episode Vance Lowe and Seth Hicks, Esq. share their passion for creating Private Banking Strategies that keep money from flowing out of your pockets and put it back in your control. They d...

When windfall income is planned properly, you can bank it in a safe way so that it never leaves your control again. Private Banking Strategies can help you keep what you earn and grow tax free in an asset protected vault. Let us show you how to bank large windfalls in a safe strategy that the ultra-wealthy have been using for decades. In this episode Vance Lowe and Seth Hicks, Esq. lay the foundation for how you should think through a windfall in your life, such as the liquidation of cryptocurre...

Do you stress out seeing your hard-earned money disappear each month as you pay your debts and expenses? What if you owned the bank that all your payments went to? Sounds too good to be true, right? It isn’t! In this episode Vance Lowe and Seth Hicks, Esq. sit down for the second part of “Can the Equity in Your Home help you Grow Rich?” They drill down and analyze the finances of an actual client to illustrate how easy it is to use equity in your home to get completely out of debt and ultimately...

It is not the lack of knowledge about money that is impairing your wealth building, it’s what you think you know about money (but don’t) that’s slowing your efforts. Most people let the money they earn come and go and fail to maintain control over the dollars they earn. In fact, most people don’t even know that there is a way to keep control of the dollars they earn – but there is! In this episode, the first of a two-part series, Vance Lowe and Seth Hicks, Esq. discuss how you can use the equity...

You don’t want your retirement wealth to fall into the hands of the government. You didn’t work hard just to have it taken from you and your family. The solution is quite simple, it’s creating a Private Banking Strategy whereby you don’t leave yourself exposed to government taxation and taking. You don’t have to play in a government taxed sandbox. You can create a multi-generational wealth succession plan without any government intrusion, without any taxation whatsoever….which is under your comp...

7 trillion dollars of baby-boomers’ cash assets in qualified government sponsored retirement plans are in the crosshairs for the taking. Via the Secure Act, congress has increased the taxation of qualified plans and will continue to move the goalposts in their favor and to your detriment. They’ve set us up for decades, giving incentives to put as much money as you can into retirement accounts and giving employers incentives to match …But now they’re putting the screws to us. It is a well-planned...

You don’t have to play in a retirement sandbox where all the rules are stacked against you, where the government controls all the toys in the sandbox, and where ultimately, it’s “tails you lose and heads they win,”. There is a far better solution to the 401K, IRA or other government sponsored retirement plan. We’re talking about a solution that provides complete liquidity, no taxation, total access, and complete control of your retirement money through a carefully structured high cash value whol...