SML Planning Minute

SML Planning Minute

SML Planning Minute shares concise and entertaining financial ideas, for individuals, families, and business owners.

Attracting and Retaining Your Best Employees with Non-qualified Deferred Compensation Plans
SML Planning Minute
Attracting and Retaining Your Best Employees with Non-qualified Deferred Compensation Plans

Recent Episodes

405
Oct. 20, 2026

Attracting and Retaining Your Best Employees with Non-qualified Deferred Compensation Plans

Attracting and Retaining Your Best Employees with Non-qualified Deferred Compensation Plans Episode 405 – Competition for the most talented and skilled workers is a constant battle. Placing a “golden handcuff” on key employees can help tie the employee to the company. One of the most common and effective is a non-qualified deferred compensation (NQDC) plan. More SML Planning Minute Podcast Episodes Transcript of Podcast Episode 405 Download The Transcript/Flyer More SML Planning Minute Podc
404
Oct. 13, 2026

Some Simple Tricks That Can Help You Spend Less

Some Simple Tricks That Can Help You Spend Less Episode 404 – A surprising number of people tend to waste money on things they don’t need. Are you one of them? A few small changes can go a long way in controlling where your money goes. Here are a few tips that could help improve your spending habits. More SML Planning Minute Podcast Episodes Transcript of Podcast Episode 404 Hello, this is Bill Rainaldi, with another edition of Security Mutual Life’s SML Planning Minute. In today’s episode:
403
Oct. 6, 2026

Don’t Make This Million-Dollar Mistake with Your 401(k) – Revisited

Don’t Make This Million-Dollar Mistake with Your 401(k) – Revisited Episode 403 – Don’t make a million-dollar mistake, as Jeffrey Rolison apparently did, by failing to regularly review and update the beneficiary designation on his company sponsored retirement plan. More SML Planning Minute Podcast Episodes Transcript of Podcast Episode 403 Download The Transcript/Flyer More SML Planning Minute Podcast Episodes This podcast is brought to you by Security Mutual Life Insurance Company of New
402
Sept. 29, 2026

Don’t Forget Your Annual Policy Checkup

Don’t Forget Your Annual Policy Checkup Episode 402 – How long would you go without getting a physical? Life insurance also requires periodic attention. When was the last time you had a policy checkup? What ”symptoms” do you need to watch out for? More SML Planning Minute Podcast Episodes Transcript of Podcast Episode 402 Hello, this is Bill Rainaldi, with another edition of Security Mutual’s SML Planning Minute. In today’s episode: don’t forget your annual policy checkup! When it comes to
401
Sept. 22, 2026

You’ve Heard of FOMO. What Is FORO?

You’ve Heard of FOMO. What Is FORO? Episode 401 – You’ve heard of acronyms such as LOL, OMG, IDK, etc. FOMO, or “fear of missing out,” is another big one. But have you heard of FORO, or “fear of running out?” It can be crippling. Here are some ways to deal with it. More SML Planning Minute Podcast Episodes Transcript of Podcast Episode 401 Hello, this is Bill Rainaldi, with another edition of Security Mutual’s SML Planning Minute. In today’s episode, you’ve heard of FOMO. What is FORO? Some
400
Sept. 15, 2026

Does It Make Sense to Own a Vacation Home?

Does It Make Sense to Own a Vacation Home? Episode 400 – Buying a vacation property might bring you a lifetime of joyful memories. But you also need to consider the financial realities you’re likely to face. You might love the place, but you might also regret it. Think carefully before you make your move. More SML Planning Minute Podcast Episodes Transcript of Podcast Episode 400 Hello, this is Bill Rainaldi, with another edition of Security Mutual’s SML Planning Minute. In today’s episode: