Episodes

Life happens, even when financial planning. That’s why flexibility in a financial plan is so important! In this episode, Peter Gutekunst sits down with fellow advisor at Gute Financial Services, Brian Henrysen, to talk about overcoming obstacles when life happens. Brian shares his unexpected experiences as a financial advisor, touches on goal-based and cash flow planning, and explains some of the key elements of financial planning that are important as a foundation. Brian discusses: How his r...

Market volatility is a natural part of investing. But when markets take a sudden and substantial dip, even those with a high-risk tolerance may get uneasy. How can you optimize asset allocation to protect your returns? In this episode, Peter Gutekunst is joined by fellow advisor Brian Henrysen. Together, they highlight all things asset allocation. They detail the importance of focusing on long-term investments while providing the advice you need to survive market volatility. Peter and Brian disc...

Determining a when can be arbitrary without a what. This is particularly true when guiding your financial plan toward success. In this episode, Peter Gutekunst dives into the meaning of purpose within financial planning. He shares how he defines purpose, its role in financial planning, and the safety it provides while granting opportunities to live life to its fullest. Peter discusses: Building a framework of goals as a tool to define purpose within your finances Why everyone should have a f...

Whether the return is less than expected or part of the money is returned to the government — the truth is that not everyone’s favorite topic is taxes. This week, Peter Gutekunst and fellow certified financial planner Brian Henrysen, explore capital gains as part of tax planning and what it means for long-term financial planning. They also dive into how tax brackets are calculated based on income versus capital gains and the importance of submitting taxes to realize gains. Peter and Brian disc...

A gardener trims the bushes to promote healthy plants. And through market corrections and portfolio rebalancing, financial advisors do the same when helping clients with their financial planning. In this episode, Peter Gutekunst is joined by fellow CERTIFIED FINANCIAL PLANNER™ at Gute Financial, Brian Henrysen. Together, they highlight the role of risk within investment strategies. Brian reveals how the firm matches clients with portfolio managers to optimize investment planning — based on per...

Retirement doesn’t mean becoming irrelevant. Similarly, retirement doesn’t mean sitting back and doing nothing. So, ask yourself, where do you want to be in the future? In this episode, Peter Gutekunst is joined by Dr. Karen Lawson, founder and president of Lawson Consulting Group. Dr. Lawson shares the details of her sixteenth book, Remaining Relevant while unveiling her own experiences with relevancy. She dives into age expectations and ways we can replace those thoughts for personal goals. ...

Summary: It’s no secret that our medical needs are unique and are likely to change during retirement. Start understanding the parts of Medicare for the best coverage in this week’s episode of Tell Your Boss I Quit! with Becker Benefits and Senior Planning LLC’s benefits and Medicare specialist Tara Becker. Here, Tara joins Peter Gutekunst to dissect the different steps to Medicare. Tara shares her personalized client approach, ways age impacts the optimal Medicare plans, and the cost of changi...

Everyone knows what a credit score is. However, some of the real questions are: Do you know your current score? Do you know how to check it? In this episode, Peter Gutekunst is joined by Gute Financial Services’ client services associate, Megan Getz. From breaking down why credit scores are so important to their five moving parts and score-related expectations in the lending process, Megan reveals the ins and outs of credit scores. Megan discusses: What a credit score means How lenders use ...

Choosing your next business venture? Having a franchise coach grants a better understanding of what you need according to the industry you choose to get into. In this episode, Peter Gutekunst is joined by franchise coach Harris Gubin. They unveil the process of franchising, how to determine if a franchise is right for you, and the importance of aligning your personal goals with the business you are looking to enter. Peter and Harris discuss: The first question you should ask yourself when st...

When planning for retirement, what you save is based on your perceived expenses. What you need to determine are your current spending habits. In this episode, Peter Gutekunst discusses the driving force behind decision making, how spending impacts retirement planning and the unique expenses to plan for during retirement. Peter shares his advice to clients, providing information on planning retirement and how retirees often spend and save during retirement. Peter discusses: Why reviewing your...

Summary: Many of you have worked hard to create a fulfilling career, but how many of you are working to make the transition to retirement just as fulfilling? This week’s guest, Ernie Harkness, has some thoughts on that move. Ernie has been through the retirement transition and is now ready to share some interesting perspectives. In this episode, Ernie joins Peter Gutekunst to unveil his story leading to retirement and the realizations his wife shared only a few months in. He recounts how he st...

Summary: Finding a career you are passionate about can be difficult. Entering the financial industry can be even more difficult. In this episode, Peter Gutekunst is joined by Brian Henrysen, the newest team member at Gute Financial. Brian shares his journey at Gute Financial Services, starting as an intern while still attending classes at Temple University Fox School of Business. He discusses why he chose a career in the financial services industry, the benefits of his program, and how his educ...

Summary Have you ever wondered what the alphabet soup after your financial planner’s or advisor’s name means? What about the difference between financial planners and financial advisors? Find out the answers to these questions with the help of Peter Gutekunst in this episode of Tell Your Boss I Quit! Here, Peter shares what his designations mean for his clients and why CFP® is considered the gold standard for financial planners. Plus, he reveals the difference between being a financial planne...

When planning for the right time to say goodbye to your job and enter retirement, we all want someone who knows what they are doing. We want an expert. In this episode, Pete Gutekunst shares his retirement planning knowledge and how it can help you discover the right time to say those two freeing words: “I quit!” He discusses his My Financial Bridge™ approach and answers the age-old question: “How do I gain money during retirement?” Pete discusses: What to ask yourself before quitting your jo...

Looking for ways to navigate through life after the paycheck ends? If yes, welcome to Tell Your Boss I Quit! with Pete Gutekunst. In this inaugural episode, Pete shares the story of his transition from serving as a Marine to working as a financial advisor. He reveals the core values he brought from the Marine Corps, how they contribute to his retirement planning services, and the unique services he provides to clients so they, too, can tell their boss they quit! Pete discusses: The similarit...