Episodes

Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Google Podcasts” or read below for our 5-Step Plan for a Well-Balanced Retirement. #86 – Oftentimes, people overly fixate on investments while planning their retirement. But you can’t control the markets, can you? Instead, focus on things you can control, such as your monthly spending, lifetime income, and ongoing tax planning. If you don’t know where to begin, you’re not alone. That’s why we have cre...

Check out Jeremy’s latest podcast on managing your debt by listening on “Apple Podcasts” or “Google Podcasts” or read below for 6 Simple Tips to Save Money and Pay Down Debt. #85 – Whether you’re a 20-year-old college student or a 70-year-old retiree, financial debt is something that can hold back people of all ages. It’s important to manage your debts before they snowball into tremendous financial distress, or worse, delay your dream retirement. Remember, just because you can’t pay doesn’t me...

Check out Jeremy’s latest podcast on retirement conversations by listening on “Apple Podcasts” or “Google Podcasts” or read below for The 7 Most Important Conversations for Your Retirement. #83 – The earlier you start having your retirement conversations, the better. These conversations can be with an advisor, your family, or even yourself. Remember, these conversations are not just about your investments. It’s more about your retirement income. The short-term market fluctuations don’t matter ...

When you buy a US Series I Savings Bond (I Bond) during May through October 2022 your initial 6-month rate will be 9.62% Check out our resources below for more in-depth articles and research, but here’s what that 9.62% really means. You have to hold the bond for at least 12 months You’ll get 9.62% annualized, but only for 6 months Your $100 I bond purchase would turn into $104.81 6 months later You will not know your 6-month renewal rate until November 2022 Although keep coming back to our...

Check out Jeremy’s latest podcast on widowhood by listening on “Apple Podcasts” or “Google Podcasts” or read below for 6 Effective Ways To Cope With Widowhood. #82 – Widowhood is a challenging time full of grief and sorrow. Although you can never be fully prepared for it, there are some ways you can ease your burden — both financially and emotionally. If you are entering retirement as a couple, it is likely that one of you will face widowhood in the future. You might also have friends or famil...

Check out Jeremy’s latest podcast on the new map of life by listening on “Apple Podcasts” or “Google Podcasts” or read below for 5 Things You Should Do Differently in Retirement. #81 – The average life expectancy is 30 years longer than it was a century ago. As a result, retirees now have more years to plan for. After all, an extra 30 years likely means that the end of your retirement will be a lot later than it used to be! Now, you might say, “Why do I need to worry about the end of my retire...

Check out Jeremy’s latest podcast on daily money management by listening on “Apple Podcasts” or “Google Podcasts” or read below for 4 Signs You Need a Daily Money Manager. #80 – Sometimes, you reach a point in life when you can no longer oversee your personal finances. Regular bill payments, updating check books, monitoring different accounts, or looking out for fraudulent activities — it can be a little too much to handle on your own! This is common among senior citizens or those suffering wi...

Check out Jeremy’s latest podcast on tax-efficient withdrawal strategies by listening on “Apple Podcasts” or “Google Podcasts” or read below for 3 Reasons to Have a Withdrawal Plan in Retirement. #79 – All these years, you might have been focusing on efficient ways to save your retirement money. But when it is finally time to take it out, which accounts do you withdraw from first? When is the best time to withdraw? Does it make sense to delay Social Security and pension? Your withdrawal plan c...

Check out Jeremy’s latest podcast on filing your 2021 taxes by listening on “Apple Podcasts” or “Google Podcasts” or read below for 5 Things to Know Before Filing Your 2021 Taxes. #78 – It’s that time of year! The deadline for filing your 2021 taxes is quickly approaching. Do you have your taxes figured out? When we say “having your taxes figured out,” we don’t mean just for the past year. If you want to optimize your overall tax picture, you need to look at your total lifetime taxes. In this...

Check out Jeremy’s latest podcast on the current retirement landscape by listening on “Apple Podcasts” or “Google Podcasts” or read below to understand The Biggest Retirement Costs, Shocks, and Risks. #77 – Retirement today is very different from what previous generations experienced. Lower interest rates, fewer employer pensions, new financial products… a lot of variables have changed over the years. This poses the question: Are things getting worse for retirees? (If yes, how do you cope with...

Check out Jeremy’s latest podcast on Personal Finance by listening on “Apple Podcasts” or “Google Podcasts” or read below to understand How Technology, Social Media, and Ads Affect Your Money Decisions. #76 – Have you ever been tempted to buy something online that you didn’t really need, just because of an ad? A few impulse purchases is all it takes to put a dent in your budget! In a world that is consumed by technology, social media, and targeted advertising, it’s important to understand how ...

Check out Jeremy’s latest podcast on Medicare by listening on “Apple Podcasts” or “Google Podcasts” or read below for 6 Tips To Help You Choose Between Medicare Advantage and Medigap. #75 – Whether it’s Medicare Advantage or Medigap, choose your plan wisely. It can affect your healthcare costs for the rest of your life! Although Medicare allows you to make changes to your plan later, those opportunities might be limited to certain enrollment periods. Plus, as your health conditions change, it ...

Check out Jeremy’s latest podcast on Medicare by listening on “Apple Podcasts” or “Google Podcasts” or read below for 5 Lessons From a New Medicare Enrollee. #74 – As you celebrate the start of Medicare at 65, there are some key insurance-related decisions you’ll need to make. Make one mistake and you might end up paying hundreds of dollars extra per month! Now, this is not to scare you, but to help you understand the importance of planning for Medicare. In part three of this Medicare series,...

Check out Jeremy’s latest podcast on Medicare insurance by listening on “Apple Podcasts” or “Google Podcasts” or read below for Understanding Medicare and You 2022 (The Official U.S. Government Handbook). #73 – Every year, the U.S. government publishes a booklet outlining everything you need to know about Medicare insurance. If you’re about to enroll in Medicare, are already a plan participant, or wish to help someone else (like your parents), you should definitely check out “Medicare and You 2...

Check out Jeremy’s latest podcast on Retirement FAQs by listening on “Apple Podcasts” or “Google Podcasts” or read below to get Your Biggest Retirement Questions Answered. #71 – If you find yourself facing a plethora of questions every time you sit down with your retirement plan, you’re not alone. Recently, a Retirement Revealed listener (shout-out to Hans!) emailed us a list of questions that we get asked by most of our clients. That’s why we decided to take our responses to Hans on this podc...

Check out Jeremy’s latest podcast on dynamic retirement planning by listening on “Apple Podcasts” or “Google Podcasts” or read below to learn 7 Pro-tips for More Dynamic Retirement Planning. #70 – Financial planning is far more important than the plan itself. In other words, your retirement plan is not a one-and-done solution. It is an ongoing process where you need to make key adjustments along the way. The more dynamic your retirement planning is, the smarter your financial choices will be! ...

Check out Jeremy’s latest podcast on real estate investing by listening on “Apple Podcasts” or “Google Podcasts” or read below to know What It’s Like To Invest in Real Estate. #69 – If you’re consistently contributing to your IRAs, SEPs, or other retirement accounts, that’s great. But do you want to go beyond traditional investing? If yes, then real estate can be a good starting point. It helps you diversify your retirement portfolio and build an added source of recurring revenue in the long r...

Check out Jeremy’s latest podcast on self-directed IRAs by listening on “Apple Podcasts” or “Google Podcasts” or read below for 6-Point Checklist For Self-Directed IRA Owners. #68 – Do you wish to have more control over what your individual retirement account (IRA) invests in? If yes, then consider starting a self-directed IRA (SDIRA). Self-directed IRAs also broaden your investment options by allowing you to invest in several alternative asset classes! In this episode, Jeremy Keil speaks wit...

Check out Jeremy’s latest podcast on life insurance basics by listening on “Apple Podcasts” or “Google Podcasts” or read below for 3 Things You Need To Know Before Buying Life Insurance. #67 – “If I unexpectedly pass away, will my loved ones be taken care of?” This question has likely crossed your mind at least once. By having life insurance in place, you can reduce the financial distress on your loved ones during an already stressful time. In this episode, Jeremy Keil speaks with Mike Smith,...

Check out Jeremy’s latest podcast on career transitions by listening on “Apple Podcasts” or “Google Podcasts” or read below for 5 Effective Steps for a Smooth Career Transition. #66 – Retirement from your current job does not necessarily mean retiring off to a rocking chair on a porch or playing golf forever. A lot of people continue to pursue their passion after retirement. In fact, it can be a good source of additional retirement income! However, such a career transition can come with a lot ...

Check out Jeremy’s latest podcast on college planning by listening on “Apple Podcasts” or “Google Podcasts” or read below for 4 Tips to Graduate From College Debt-Free. #65 – Paying off student loans, whether it’s your own or your kids’, is a challenge faced by many Americans. If you’re one of these people, then this episode is for you! Today, we’ll teach you ways to graduate from college debt-free so that you’re not burdened with paying off student loans for the rest of your life. Join Jerem...

Check out Jeremy’s latest podcast on Financial Gift Ideas During Christmas by listening on “Apple Podcasts” or “Google Podcasts” or read below for 5 Best Financial Gifts for Grandkids. #64 – This Christmas, surprise your grandkids with a gift like never before. Give them a financial gift! The earlier your grandkids start learning about money, the better. This can help them make more prudent financial decisions in the future. Are you ready to give them a gift that piques their curiosity about f...

Check out Jeremy’s latest podcast on Year-end Tax planning by listening on “Apple Podcasts” or “Google Podcasts” or read below for 7 Ways To Lower Your Tax Bill (2021 Year-end Edition). #63 – As we approach the end of 2021 tax year, we would like to share some year-end measures that you can use to minimize your tax bill. Drawing inspiration from an article by Kiplinger, Jeremy Keil highlights 7 year-end moves to help you lower your taxes during retirement. (Saving money in year-end taxes = mor...

Check out Jeremy’s latest podcast on The Guide to Happiness and Financial Security in Later Life by listening on “Apple Podcasts” or “Google Podcasts” or read below for 3 Ways to Make Your Transition to Retirement Easier. #62 – Is transitioning to retirement as simple as flipping a switch? One day, you just stop working and enjoy the rest of your life, right? Well, not exactly… According to Barbara O’Neill, retirement is a combination of 35 different switches, each indicating a financial, soci...