Episodes

When will OpenAI go public? Could it really happen as soon as 2026? What will AI wearables actually look like? And why has the market largely forgotten about Waymo? Alex Kantrowitz, who writes the Big Technology Substack and hosts the Big Technology podcast, joins Ricky and Malcolm to break it down. - Alex and Malcolm debate OpenAI going public in 2026. - They discuss why AI wearables won’t look like your phone. - Alex explains why Waymo is underrated. Hosts: Ricky Mulvey, Malcolm Ethridge ...

Instacart is testing different prices for the same basket of goods, sold from the same grocery store and at the same time. Algorithmic pricing is in your grocery cart. Ricky Mulvey and Malcolm Ethridge discuss: - Disney allowing its characters on OpenAI’s Sora platform. - Why Malcolm is losing faith in Oracle’s business. - Instacart playing with algorithmic pricing on grocery items - The potential of a one-person unicorn. Hosts: Ricky Mulvey, Malcolm Ethridge Engineer: Tim Sparks Learn m...

More than half of Fortune 100 companies have asked “desk-using employees” to come back to the office five days a week. But office REITs are not roaring back. Malcolm Ethridge and Ricky Mulvey discuss: - Crypto’s downturn, and if it represents a “buy the dip” opportunity. - Meta cutting its metaverse budget. - The career implications of working from home, and the data on return to office. We are proud to be in the Airwave Media network! Please contact advertising@airwavemedia.com if you woul...

Retail investors are selling off risky assets, like Bitcoin, but the big institutional money is sitting tight. Ricky Mulvey and Malcolm Ethridge discuss: - The surprising number of high-income earners using Buy Now Pay Later. - Abercrombie & Fitch as a buyback machine. - Why retail investors are afraid of the AI trade, but big money is not. - Nvidia’s potential accounting issues. Hosts: Malcolm Ethridge, Ricky Mulvey Engineer: Tim Sparks Articles discussed: High-income earners using BNP...

AI is propping up the economy. Homes aren’t affordable. You don’t feel like you’re making enough at your job. So what do you do? Hanna Horvath, CFP®, writes the Substack “Your Brain on Money” and joined Malcolm and Ricky for a conversation about: - How the definition of being middle class is changing. - Gen Z’s split preference between socialism and capitalism. - Building more agency into your financial life. We are proud to be in the Airwave Media network! Please contact advertising@airwave...

Some investors are rooting for a bear market. Are you? Malcolm Ethridge and Ricky Mulvey discuss: - Why a blowout Nvidia quarter does not impress investors anymore. - “The big market delusion” and artificial intelligence. - Why younger generations are steering away from stocks. - The growth of private credit funds being sold to retail investors. Hosts: Ricky Mulvey, Malcolm Ethridge Engineer: Tim Sparks We are proud to be in the Airwave Media network! Please contact advertising@airwaveme...

He’s retiring at age 95 as a multi-billionaire. He’s leaving his kids 1% of his fortune. And everyone is hanging on to hear his insight. Warren Buffett is truly living the Baby Boomer Dream. Malcolm Ethridge and Ricky Mulvey discuss: - Michael Burry shutting down his hedge fund. - Warren Buffett’s letter to shareholders and how Buffett has affected them. - Opendoor as a “cult stock” and the actual business of iBuying homes. - A start-up that is fractionalizing home ownership. Please contac...

What happens when we put a financial planner and a mixed martial arts betting analyst in conversation? Cody Saftic is a mixed martial arts betting analyst, the co-host of Bookie Beatdown, and an MMA matchmaker. Cody joined Malcolm and Ricky to discuss: - Recent fight fixing allegations in the UFC. - The number one rule of gambling. - How Cody has seen the interest in sports gambling explode over the past decade. - What you can do if you want to “gamble” in the stock market (and not hurt you...

Why is Sam Altman getting heated about a simple valuation question? In the first half of the show, Malcolm Ethridge and Ricky Mulvey discuss - OpenAI CEO Sam Altman’s surprising response to a question about his company’s $1.4 trillion commitments. - A Big Short against Palantir. - Where they’re seeing opportunities in Ethereum and Chipotle. Then, they explore the rise of sports betting and how taking a game-like approach can change the way you invest. Hosts: Ricky Mulvey, Malcolm Ethridge ...

Long-form conversations that challenge the consensus thinking around markets, the economy, and your money. Hosted by Malcolm Ethridge and Ricky Mulvey Learn more about your ad choices. Visit megaphone.fm/adchoices

The economy is in a weird place. Nvidia added more than $600 billion in market cap in five trading days. Amazon cut 14,000 workers. AI is the reason for both. Malcolm Ethridge and Ricky Mulvey discuss: - Why Nvidia’s market cap continues to skyrocket. - OpenAI’s proposed initial public offering, and why “$60 billion won’t cut it”. - Some takeaways from big tech earnings. In the second half of the show, Malcolm and Ricky discuss the wave of white collar layoffs. They talk about the economic ...

Retirement savings are wide open for private equity, and more investors are looking to gold. Malcolm Ethridge and Ricky Mulvey discuss: - The FBI breaking up a gambling ring involving NBA players and the mafia. - OpenAI releasing the Atlas web browser. - Why more private funds are opening to regular investors. - What’s behind the massive run-up in the price of gold. Then, Tim White, the Principal at Cyface Design, which offers Fractional CTO consulting in digital publishing and content man...

When should you run toward a dumpster fire? When should you stay away? Ricky Mulvey and Malcolm Ethridge discuss: - What some investors misunderstand about Oracle's business. - If Robinhood has a branding problem. - Investing in companies with visible problems. Articles discussed: Oracle's margin questions: https://www.theinformation.com/articles/internal-oracle-data-show-financial-challenge-renting-nvidia-chips Robinhood profile: https://www.bloomberg.com/news/features/2025-10-17/robinho...

But that doesn’t mean the bubble will pop soon. Ricky Mulvey and Malcolm Ethridge kick off their new show, “This Time Is Different”. They discuss: - What the Shiller PE ratio reveals about the stock market. - Circular dealmaking among AI companies. - Why Ricky is putting more of his long-term savings in cash and bonds. - Peter Lynch’s investing lessons for 2025. Hosts: Malcolm Ethridge and Ricky Mulvey Engineer: Mark Lamorgese References: Bloomberg article on the AI bubble: https://www....

In this episode of Tech Money Live, Malcolm chats with special guest, Hanna Horvath, of Bankrate and "Your Brain on Money," to discuss her work as a personal finance writer, and her passion for helping people understand the ways in which their background, social conditioning, and personalities all influence the way they think and handle and talk about money. Join the Tech Money Community on Microsoft Teams Resources: @Hanna_Horvath LinkedIn: Hanna Horvath Your Brain on Money Connect with Mal...

In this episode of Tech Money Live, Malcolm chats with special guest, Ryan Rasmussen, of Bitwise Asset Management to discuss cryptocurrency as an entire asset class beyond Bitcoin. The pair delve into into broader landscape of cryptocurrencies, including the emerging technologies and diverse applications that are shaping the future of finance. While Bitcoin captures headlines as the pioneering digital currency, the crypto industry is vast and varied, encompassing far more than just its flagship ...

In this episode of Tech Money Live, Malcolm lays out a playbook for how to construct an investment portfolio from scratch. Inspired by a recent blog post and feedback received from the Tech Money community, Malcolm walks through his own approach to investing, and also shares plenty of helpful resources for investors at all phases on the journey. Join the Tech Money Community on Microsoft Teams Resources: One Up on Wall Street Stock Market Analysis and Tools for Investors Here's How to Build an...

In this episode, Malcolm Ethridge sits down with Alex Kantrowitz, Founder/CEO of Big Technology to discuss many different topics affecting tech workers, such as whether mass layoffs in tech are finally done, the likelihood that AI actually replaces knowledge workers, as well as Alex’s own journey from working in tech to reporting on it. Join the Tech Money Community on Microsoft Teams Resources: Service Now's People Pact AI Is Starting to Threaten White-Collar Jobs. Few Industries Are Immune. E...

In this episode, Malcolm Ethridge shares the reasons why he believes it’s (almost) always a good idea to take your 401(k) with you whenever you change jobs or retire. He also shares some of the potential pitfalls to be aware of, as well as some helpful insights about a little known option available to those who own substantial shares of their company’s stock inside the plan. Resources: Changing Jobs? You May Want to Take Your 401(k) With You Own Company Stock Inside Your 401(k)? Here’s Somethi...

In this episode, Malcolm Ethridge discusses the phenomenon of frugality inertia, and why it keeps retirees from being able to enjoy their retirement. He shares his insights on how it can help to reframe your focus and spend that retirement nest egg on things that will enhance your quality of life, ultimately leading to a happier and healthier version of yourself. Malcolm Ethridge Discusses: The common causes of frugality inertia The high class problem of having to invent new ways to spend you...

In recent years, the rise of digital currencies has revolutionized the way we think about money and finance, with more and more individuals and businesses embracing the potential of blockchain technology. However, with this rapid growth has come a significant amount of uncertainty and confusion around the legal and regulatory frameworks that govern this new asset class. And as the crypto industry continues to grow and evolve, the issue of regulation and security will remain a key focus for lawma...

Investing is a way to grow your money over time, and secure your financial future. When you invest without a clear plan, you're more likely to make decisions based on emotions, rather than logic. You may be tempted to buy a stock because it's the latest hot trend or sell a stock because you're afraid of losing money. However, when you invest with a purpose, you have a plan in place that guides your investment decisions. And thus, you're less likely to make impulsive decisions that can lead to un...

Nobody enters a marriage expecting to get divorced. Yet, regardless of our best intentions, relationships can and do fall apart. While the emotional roller coaster of divorce is difficult enough, the added frustration of financial litigations can make a situation that much worse. Unfortunately, the current system of divorce in the United States does a poor job of educating clients on the alternatives to litigation. And in the event legal arbitration is the only choice left: where does one turn? ...

Picture this: you’re working for one of the FANG companies, in a high-paying role, with unlimited PTO, free food, and plenty of responsibility -- sounds pretty ideal right? But there’s one big problem: you can’t take it anymore. On one hand, you feel guilty because you’ve ascended to a position many of your peers could only dream of. On the other, you’re unmotivated, unproductive, and struggling to make the commute to the office--or perhaps more telling--your kitchen table. What was once a chall...