Episodes

Let’s discuss how retirement plans can provide tax benefits and serve as a retention tool for employees. We’ll also explore the role of financial advisors in helping entrepreneurs optimize benefit packages and the importance of understanding the scope of their services. Discover how Littlejohn Financial’s unique approach sets them apart in the industry, with a focus on providing compassionate guidance and personalized solutions tailored specifically for entrepreneurs. Episode Highlights: Unders...

In this episode, we delve into the real stories of celebrities who went from riches to rags and explore the common financial mistakes that led to their downfall. Learn how to avoid lifestyle inflation, poor investment decisions, and inadequate financial planning to protect and grow your wealth. Tune in for essential tips and strategies to help secure your financial future and prevent common pitfalls. Episode Highlights: How lifestyle inflation can erode your financial stability. Insights into ...

Ready to dive deeper into real estate investing? In part 2 of this series, we’ll cover important aspects you need to know about real estate investing to help you make smarter investment decisions. Episode Highlights: How real estate investment can reshape your financial future and the importance of location in property investment. The impact of shifting urban boundaries post-COVID on real estate values and how the American dream is evolving due to rising homeownership costs. Strategies for n...

Today’s show provides quick, practical advice to help parents save for their child’s college tuition. Learn tips, strategies, and insights from experts to make college savings simple and effective. Start securing your child’s academic future now! Episode Highlights: The often overlooked expenses of college education such as room and board and strategies for managing them. Non monetary benefits of a college education, including life lessons and independence. Importance of early financial planni...

Let’s take a look at what goes into making real estate an investment. How do we evaluate price, timing and developing a healthy portfolio. Episode Highlights: How investing personal labor into property improvements can significantly increase the value of real estate and lead to equity gains. Why real estate is often overlooked by financial advisors and how it can play a critical role in diversifying a financial portfolio, providing stability, and contributing to wealth management. The nuances o...

Discover the nuances of inheriting money and how different types of assets can impact you. Join us as we explore the key aspects of inheritance and gifting that you need to know. Episode Highlights: Tax planning strategies that can save your heirs a bundle in taxes, such as adding a pay on death beneficiary to a bank account to avoid probate. How to manage the complexities of inheriting retirement accounts. After-tax traditional IRA contribution that can lead to a backdoor Roth IRA strategy. Th...

With inflation running hot and the middle class getting squeezed, how do we push through difficult times and overcome the financial adversity? Let’s explore the pain points and learn how we can be better investors. Episode Highlights: The effects of productivity advancements on the job market, including the potential for fewer jobs and increased competition among workers. Insights into the performance of the markets, the validity of the “sell in May and go away” strategy and considerations arou...

In a time where everything costs more, taxes are a burden and wage growth might not feel adequate, how do we fight back? This episode breaks down practical ways the middle class can stretch the dollar and make smart money moves. Episode Highlights: The potential investment value of firearms and ammunition, and the challenges the middle class faces in ascending to wealth. Impact of COVID-19 on global supply chains, the shift in manufacturing from China to other regions for resilience and nationa...

Dive into the parallels between today’s AI hype and the late 90’s tech bubble. Discover similarities, differences, and valuable lessons for smart investing. Explore how historical trends can guide us in making smarter investment decisions amidst the current AI craze. Episode Highlights: AI’s transformative potential, economic disruptions, and cybersecurity risks, balancing its benefits with potential drawbacks. The true cost of technology, particularly AI and its impact on the job market, inclu...

In this video, we’ll explore how different generations view and manage money based on their historical experiences. From The Silent Generation to Gen Z, we’ll discuss the unique perspectives each generation brings to money management. In this episode, you will learn the following : Generational wealth dynamics are examined, exploring how historical events have influenced spending and saving patterns. Silent Generation is known for thriftiness due to experiences like the Great Depression and Wor...

Curious about a mutual fund? In this video, we dive deep into the structure of mutual funds to help you understand them better. So many options, but we’ve got you covered! In this episode, you will learn the following : Owning a variety of mutual funds doesn’t guarantee proper diversification. Utilizing Individual Retirement Accounts (IRAs) and 401(k)s can significantly impact your financial future due to their tax advantages. Mutual funds are suitable for investors who are either starting or p...

Are you struggling to make financial decisions? A financial coach can help you reach your financial goals and reduce financial stress. Find out if a financial coach is right for you in this video! In this episode, you will learn the following : Human aspect of financial advising and the importance of personalized coaching. The transformative impact a financial mentor can have on an individual’s success. Significance of strategic advisory teams and the concept of having a personal ‘board of dire...

Confused about which retirement account is best for you? In this video, we break down the differences between Roth vs Traditional IRA, covering key details and considerations to help you make the best decision for your financial future. Watch now to become an expert on Roth vs Traditional IRA! In this episode, you will learn the following : ● Distinguishing between traditional and Roth IRAs, their tax implications and the significance of rolling over these accounts. ● The IRA contribution rul...

Have you checked to ensure your beneficiaries are up-to-date? Is your life insurance under the correct spouse? Should you consider gifting assets and cash, or allow heirs to inherit? Are your assets titled in the name of your trust? Do you need a trust, and how does it differ from a will? Is a Roth Conversion the right choice for me? What exactly is a backdoor Roth? Should I convert my home into a rental? Mistakes can be costly, so tune in now for tips, tricks, and everything in between. In this...

Discover the various methods and approaches to market analysis in this insightful video. Learn all about factor investing and how it can enhance your investment strategy. Dive deep into the world of investment evaluation and broaden your financial knowledge today! In this episode, you will learn the following : The basics of factor-based investing and how it differs from asset class categorization. The relationship between risk and expected rates of return using personal credit as an analogy. T...

There seem to be two kinds of people in the world – spenders and savers. Spenders usually need to learn how to save. But when is the right time for savers to spend? If you’re never going to spend the money, what kind of impact could you have? David and Justin tackle this question and more in this episode of True Wealth. In this episode, you will learn the following : The psychological barriers that prevent individuals from enjoying their finances. Financial industry’s emphasis on wealth accumul...

In this era of escalating labor expenses, inflation, and real estate prices, how do you maintain healthy margins while expanding your business? As the True Wealth team welcomes a special guest to the show, tune in to hear from a prosperous local business owner.

As technology advances, what potential advantages and disadvantages might artificial intelligence have for the world? We must be alert and learn how to use this tool for good as the world evolves. In this episode, you will learn the following : AI brings both efficiency and ethical challenges to various industries, especially automotive. The relationship between government regulation and industry innovation requires careful navigation. Over reliance on AI and algorithms can threaten our critica...

How efficient is the stock market? Should you put all your money in at once? There are a lot of theories floating around, so lets take a look at what these theories mean and how investors can benefit from educating themselves on the way markets operate.

What does preparedness in the face of natural disasters and potential system-wide challenges look like? Join Littlejohn Financial as they unveil a curated list of items crucial for turbulent times. Tune in to ensure you’re equipped for any unforeseen circumstances.

While many advisors focus on downturns, we unveil crucial insights on how to capitalize on market highs. Tune in to learn actionable strategies and gain a competitive edge in handling a hot stock market. In this episode, you will learn the following : Discussing government spending and its unintended consequences like the Patriot Act and No Child Left Behind Act. Staying informed about market projections during election year and the value of maintaining a learning-oriented mindset. The relatio...

With so many politicians on the naughty list this year, rumors are whirling about sightings of Santa opting to shovel coal as he flew over the capital this Christmas Eve. Bad actions often bring about unfavorable consequences: we need more accountability. Catch our top take aways from 2023 as we wrap up the year. In this episode, you will learn the following : Balancing personal freedom with societal responsibility in a technologically and economically shifting landscape Personal finance strat...

We examine the true extent of the nation’s debt as it continues to rise. Is it possible to solve the issue? Things may appear slightly differently than you would think. In this episode, you will learn the following : The complex issue of national debt, its potential consequences, and potential solutions. Holding colleges accountable for part of student loan debt, highlighting the challenges that come with it. Economic dilemmas faced by other heavily indebted countries, particularly in Western ...

Although we are not in possession of a miraculous crystal ball that can see into the future, we may utilize technical and basic patterns to guide our decision-making. Don’t pass up this fascinating viewpoint that you should hear. In this episode, you will learn the following : The viability of systems built on debt and consider the possibility of a total system collapse. The role and power of industry giants like BlackRock, Fidelity, and Vanguard in financial systems. The fundamentals of finan...