Episodes

Considering the stimulus spending rates, debt issues, GDP ratios, and market factors—is the economy truly on a sugar rush? In this episode, Tim Whisler explains what’s going on in the market now with all the big changes that have happened recently, and how you can potentially benefit from them! You will learn: The stimulus spending rates and reasons Tim believes it has become a “desensitized” issue The truth about debt in the United States The current Gross Domestic Product (GDP) scenario Why t...

A 401(k) retirement plan offered by your employer can be a great savings tool, as long as you take advantage of it, and manage it correctly. However, 401(k) questions surrounding employment, retirement, taxes, and the IRS arise all the time, and to clarify potential doubts, Tim Whisler reviews them all to explain the different 401(k) uses, whether you are moving on to new opportunities or simply retiring. In this episode, you will learn: The five available options for someone with a 401(k) who ...

By now, you know that you MUST prepare for longevity as you approach retirement. But what does the process look like? What are the available options for long-term care policies? How to fund a plan? What are the key policy elements? In part two of this mini-series, Tim Whisler is once again joined by the president of Comfort Long Term Care, and the director of training and development for the certification in long-term care designation, Bill Comfort. This time, Bill takes a deep dive into longevi...

When approaching retirement, retirees and pre-retirees should focus on learning new things, having a comfortable income stream, and most importantly, planning for longevity. In this episode, Tim Whisler sits down with the president of Comfort Long Term Care, and the director of training and development for the certification in long-term care designation, Bill Comfort, CSA®, CLTC®. Bill explains the importance of addressing longevity in your retirement income plan to achieve a comfortable and lon...

Since 1948, The Christian Center, in Peoria, Illinois, has had a mission to provide a place where Christians could grow and the lost could find Christ. But how is this related to sports and recreational activities? In the latest episode of Whisler While You Retire, Tim Whisler sits down with the organization’s managing director, Chad Bailey. Chad explains how The Christian Center serves the community by offering programs for people (of all ages) to enjoy recreational activities while sharing the...

Following the end of former MLB pitcher Kyle McClellan’s career with the St. Louis Cardinals, he and his wife founded Brace for IMPACT 46, a non-profit organization following a life-changing mission to Haiti. In this episode, Tim Whisler sits down with Kyle McClellan to review his journey as a baseball player, and discuss his non-profit organization. Kyle shares how Brace for IMPACT 46 helps individuals, children, and families have a better future, both in Haiti and in St. Louis, Missouri. In th...

Has your spending got a little out of hand as a result of COVID-19? Don’t worry, we’re here to help! In this episode, Tim Whisler gives you an easy four-step plan to help you get your finances back on track, so you can keep heading towards your ideal retirement. As relatable as ever, Tim gives you proven advice that you can use right away. You will learn: What 3 characteristics every emergency plan should have How to incorporate a strategy that provides safety to your principal & opportunity fo...

Believe it or not, annuities don’t have a middle ground – you either disregard them entirely or embrace them wholeheartedly. In this episode, Tim Whisler navigates the path of annuities, explaining the differences between what can be a beneficial, but complicated, option for retirement. In this episode, you will learn: Why people have negative opinions about annuities The difference between immediate and fixed annuities Why variable annuities are similar to investments in the stock market What’...

When it comes to retirement accounts, what’s the difference between tax-free and tax-deferred? In this episode, Tim Whisler discusses key points about retirement accounts, IRAs and 401(k)s. He does this to explain the “silent partner” involved in a portion of your 401(k) and IRA accounts. In this episode, you will learn: How to take full advantage of your 401(k) The benefits of contributing to your 401(k) directly from your paycheck The process of a 401(k) rollover The role of Required Minimum ...

Having multiple savings vehicles or accounts with a purpose is a wise strategy when it comes to stepping into your retirement years. In this episode, Tim Whisler discusses retirement accounts for individuals making the transition from their working years to their retirement years. In this episode, you will learn: 401(k)’s as accumulation and distribution machines The role of a sequence of returns strategy, and how it impacts retirement How return on investment (ROI) changes to reliability of in...

How much do you really know about the different Medicare coverages offered in each part? Are you looking for an opportunity to bundle different levels of coverage? In part two of this mini-series, Tim navigates Medicare’s part C, also known as Medicare Advantage Plans, and explains how it allows consumers to bundle the coverage from the other parts of Medicare. In this episode, you will learn: The coverages offered in Part C of Medicare The different types of Medicare Advantage Plans Pros and c...

Medicare is a short-term health insurance for those who are 65-years-old and/or receive Social Security Disability Insurance. It can be overwhelming and confusing, but with the right education, it doesn’t need to be. In part one of this mini-series about Medicare, Tim Whisler helps you navigate Medicare to help ease your mind about the health care coverage. Tim explains the different phases so that you can better understand this type of health insurance. In this episode, you will learn: The imp...

“Can I afford retirement?” “What are my plans for this phase of life?” – These are two of the many questions we all have when it comes to planning for retirement. In this episode of Whisler While You Retire, Tim Whisler will help you navigate these questions, and many others, and shares his six-step retirement checklist to ensure you’re prepared for this milestone. In this episode, you will learn: The difference between the defined benefit and the defined contribution plan Why longevity is a re...

Leaving a life insurance policy in place for your spouse in case something happens to you is the ultimate final love letter. In this episode, Tim Whisler explains why life insurance can be considered an expression of love and refers to the importance of planning collaboratively with your partner so that both parties are prepared when the time comes. In this episode, you will learn: The types of life insurance and how to choose the right one for you The benefits of a term policy How premiums and...

“Zero is the hero” is all about replacing the worry, fear, and anxiety that comes from watching a retirement account. In this episode, Tim Whisler explains everything you need to know about the “zero is the hero” retirement strategy and how it can help baby boomers achieve positive income and asset results. In this episode, you will learn: The different phases of retirement How return on investment impacts your overall asset exposure The role of market volatility in retirement How to enjoy reti...

The Whisler Agency is proud to present: Whisler While You Retire with Tim Whisler! In this podcast, get to know Tim Whisler, president and founder of The Whisler Agency, and discover what led him to his career in finance. Tim shares how The Whisler Agency can help clients of all ages plan for their financial futures. In this episode, you will learn: How Tim’s personal life led him to his career in financial services Tim’s ideal client demographic Why radio ads and referrals so important to Tim’...