Episodes

March 21, 2024

Frequently Asked Questions By Our Listeners!

This was a great show as I went over questions that have been asked by my listeners. These are great questions because they cover important questions that the listeners have. My goal is to bring you the information that you need when exploring a new home purchase or refinance. I love the questions, keep them coming! Debbie Marcoux AZ-0941504, CA-DBO237926, Fl-LO76508, GA-69178, IL-031.0058339, NC I-210940, NV-57237, OR, TN-184373, TX, WA-MLO-237926 is Licensed by the Department of Financial Pro...
March 7, 2024

Real Estate Myth’s – Let’s Talk Truth!

Your neighbors, your parents, and many other's believe myth's to be fact. Today we talk about those common misconceptions correct the information with facts! Debbie Marcoux AZ-0941504, CA-DBO237926, Fl-LO76508, GA-69178, IL-031.0058339, NC I-210940, NV-57237, OR, TN-184373, TX, WA-MLO-237926 is Licensed by the Department of Financial Protection and Innovations under the California Residential Mortgage Lending Act. Interest rates and products are subject to change without notice and may or may n...
Feb. 28, 2024

Should you wait to buy/refi until interest rates come down?

Does it make sense to wait for interest rates to come down to help with affordability? Not necessarily. Tune into today's show to learn more about purchasing a home in 2024 while we are in a higher rate environment. Should you consider refinancing to get the cash out that you need? It could also make sense to do something today. Get the education that you need from today's show if you are considering a new mortgage. On March 6, 2024 @ 5PM we will be streaming our Homebuyer Workshop LIVE! You wi...
Feb. 21, 2024

Do you want to purchase a home in 2024?

On March 6, 2024 @ 5PM we will be streaming our Homebuyer Workshop LIVE! You will have the opportunity to ask your questions and get your answers right in the chat feed! Do you want to buy a home but need help getting started? We have been delivering successful homebuyer workshops since 2015. Our goal with this workshop is to educate you about the process of purchasing a home. The more prepared and educated you are, the less stressful the experience will be. This should be an exciting time, not...
Feb. 16, 2024

Locking In Your Interest Rate

Everything that you need to know about locking in your interest rate. When should you lock it, when can you lock it, once you are locked what are your options if interest rates improve. For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join t...
Feb. 14, 2024

California Down Payment Assistance with CALHFA

CALHFA down payment assistance is available to many first-time buyers who didn't know that they could qualify! Learn more in today's episode. For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the ...
Feb. 7, 2024

Federal Reserve Left Rates Unchanged. When will we see rate cuts?

The Federal Reserve left rates unchanged once again. What did he say during his conference and when do we anticipate to see future rate cuts? For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the ...
Jan. 26, 2024

New Year – New Credit! Achieve Your Goals!

In this episode we discuss the most important details behind your credit report and how to achieve the highest credit score possible. For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Departme...
Jan. 24, 2024

CA Homeowners Insurance in Crisis!

In this episode we discuss what brought about the issues with current homeowners insurance and what your options are if your policy has been dropped or you are having a difficult time securing a new policy for your new home purchase. For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-...
Jan. 17, 2024

Mortgage Rates below 5%, is that possible in today’s market? YES!

Mortgage Rates below 5%, is that possible in today's market? YES! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Resid...
Jan. 17, 2024

What’s To Come In 2024

What's To Come In 2024. Review of 2023 and forecast for 2024! I also gave great tips for buyers and sellers in today's current housing market! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by th...
Dec. 13, 2023

Fed Hold’s Rates – 6th Consecutive Week of Interest Rate Declines – Refi Applications Up

Fed announced today they are holding rates again. 6th consecutive week of improved rates. Refi app's up 19%. I also gave great tips for buyers and sellers in today's current housing market! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to j...
Dec. 9, 2023

Interest Rates Are Falling! 5th Straight Consecutive Week!

Where are interest rates today, get your thumb on the market! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residenti...
Dec. 6, 2023

Housing Predictions for 2024!

Housing Predictions for 2024! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID...
Nov. 18, 2023

Happy Thanksgiving! Tips and tricks for a Juicy Turkey!

Today we took a break from Mortgage and had fun with Turkey! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residentia...
Nov. 15, 2023

Interest Rates Took A Quick Dip, Why?

For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-09...
Nov. 1, 2023

Buy Now Refinance Later, 2 Deals For One Price, Is it Real?

Buy Now Refinance Later? 2 deals for the price of one, is it real? We also talked about today's Fed Announcement to not increase interest rates! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by t...
Oct. 25, 2023

Updated guidelines for 2-4 unit properties!

We hit quite a few guideline updates today from 2-4 units with Fannie Mae to FHA ADU rental income, and disabled children and elderly parent financing opportunities. For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Mar...
Oct. 19, 2023

What is a Zombie Mortgage? Should you be concerned as a homeowner?

It's almost Halloween and as luck has it, Zombie Mortgages are showing up to haunt you! Learn what they are and if you have any need for concern! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by ...
Oct. 11, 2023

Dave Ramsey Say’s Now Is The Time To Buy!

In today's episode we dive into an article published by TheStreet.com and Dave Ramsey's recent statement about purchasing a home now rather than later. We also talk about the minutes released today from the Federal Reserve and the possibility that rate hikes are finished. Have you been thinking about buying a home but you've been waiting? This is a great episode to download and tune in! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK N...
Oct. 4, 2023

Equity Rich, Cash Poor, Debt High, New Home Equity Loan Option Available!

We have a new Home Equity Loan Option for Primary Residences, Second Homes, and Investment Properties It gives you a fixed interest rate for as long as 40 years to stretch those monthly payments out. You will qualify based on the Primary Wage Earners Credit Score, Co-Borrower can have a credit score as low as 550 but Primary Wage Earner must have at least a 660. We will qualify based on traditional income as well as bank statements for those self-employed borrowers. You cannot have any late ...
Sept. 20, 2023

The Fed left rates unchanged 9/20/2023 but gave projections for 2024/2025

The Federal Reserve lefts rates unchanged today, 9/20/2023, at the FOMC meeting. They also provided projections for additional rate increase this year but rate reductions in 2024 and 2025. When will we see interest rates start to fall? Tune in to todays episode of Mortgage Mom Radio! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your ...
Sept. 13, 2023

August 2023 Inflation Report shows second straight month in increases.

Today we talked about the August Inflation Report and the next Fed Meeting anticipation for September 19-20th. For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protect...
Sept. 6, 2023

How to improve your credit score!

Today we had George Hartmann with Credit Repair in 30 on the show. He provided tips and tricks to increase your credit score. For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Fi...