Episodes

Aug. 24, 2023

Equity is a game changer for homeowners, should you sell now?

If you’re a homeowner, you might be torn on whether or not to sell your house right now. Maybe that’s because you don’t want to take on a higher mortgage rate on your next home. If that’s your biggest hurdle, understanding your equity may be exactly what you need to help you feel more comfortable making your move. For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIV...
Aug. 23, 2023

Alternative Loan Options!

Struggling with your credit score OR verifying your income for a new home loan, we have many programs available and one might be what you need! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by th...
Aug. 16, 2023

1031 Exchange into a DST! Hands off Passive Income!

What is a DST? Created under Delaware Law, a DST is a specialized legal entity in which a sponsor firm, acting as trustee, acquires the property, holds the title, and guarantees the mortgage loan. Ready to sell your investment property but not ready to buy another? Concerned about taxes if you don't 1031 exchange? DST's are a great option! What's a DST and how does it work? Today's guests, Jamie Furlong with Legacy Investments & Real Estate and Danielle Whitney-Moore with Keller Williams Realt...
Aug. 4, 2023

The Fed Hiked Rates Again, What Can We Expect Moving Forward?

On Wednesday, the Federal Reserve raised the Fed Funds Rate to a range of 5.25 to 5.50% and this move was widely expected. Fed Chair Powell also shared that if the data comes in strong over the next two months, they will raise rates again in September. The opposite is true. What data was the Fed talking about? Mr. Powell was specific and said there will be two jobs and CPI (inflation) reports, and one employment cost index which garners most of their attention before the Fed meets again in Sept...
June 21, 2023

Federal reserve didn’t hike

The Federal Reserve did not hike rates. Lets talk about it. - For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW - We are LIVE on YOUTUBE every Wednesday @ 1PM PST.
June 7, 2023

Swimming In Debt But Afraid To Refinance?

Are you drowning in debt and are wanting to refinance but don't know how or where to start? Join us today to learn how we can help you! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Depart...
May 31, 2023

Mortgage Rate Roller Coaster

Join the Mortgage Mom as she discusses h9w the debt ceiling resolution and future fed rate hikes are sending mortgage rates on a roller coaster ride. For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed...
May 17, 2023

Alternative Loan Options

Join Mortgage Mom Radio as they dive into the world of alternative loan options! In this episode, they explore creative financing solutions beyond traditional mortgages, helping listeners uncover unique opportunities to secure their dream homes. For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "...
May 10, 2023

Are you in the market for a home rental? Has the search been difficult? What are you other options?

Are you in the market for a home rental but finding the search process to be overwhelming and challenging? Look no further! In our captivating podcast, "Navigating the Rental Market," we delve into the world of home rentals, offering valuable insights and alternative options. For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your question...
May 3, 2023

Debbie Marcoux – Mortgage Mom Radio Fed Rate Hike, Higher Credit Score = Higher Rate? Renters…

In this episode of Mortgage Mom Radio, our host Debbie Marcoux discusses the Fed rate hike and its impact on mortgage rates. She also sheds light on a common misconception that having a higher credit score automatically means you'll get a higher interest rate on your mortgage. Additionally, Debbie addresses concerns that renters may have about making the switch to homeownership and offers valuable insights into the benefits of owning a home. Tune in to gain inside information from "Mortgage Mom"...
April 20, 2023

California Real Estate Update

Welcome to today's episode where we will be discussing the latest updates on the California real estate market. With the recent economic changes and the ongoing pandemic, the real estate market has been subject to many fluctuations. In this episode, we will explore the current state of the market and what it means for buyers, sellers, and investors alike. For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every...
April 5, 2023

Interest Rates Are Shifting

In this episode, we delve into the topic of interest rates and their impact on the housing market. As the economic climate shifts, so do interest rates, and we explore what this means for home buyers and sellers. With the start of a new year, it's no surprise that we're seeing an influx of people looking to purchase homes. But with interest rates in a state of flux, the decision to buy can be a difficult one. We break down the pros and cons of buying in a rising interest rate environment and of...
March 30, 2023

Dream For All – CALHFA

In this episode of our podcast, we explore the California Housing Finance Agency (CalHFA) and its shared appreciation loan program. We explain how CalHFA works, who qualifies for their programs, and what benefits they offer to homeowners. We also discuss shared appreciation loans, a unique type of financing that allows homeowners to access cash without adding to their monthly debt obligations. Our guest expert provides valuable insights into the pros and cons of shared appreciation loans and how...
March 22, 2023

3/22/23 Fed Hikes Rate 25 BPS

Join us for an insightful discussion on the recent hike in interest rates by the Federal Reserve and its profound impact on the housing market and economy as a whole. Our experts will delve into the nitty-gritty of this development, including how it affects both homebuyers and mortgage lenders. From examining current trends to forecasting future outcomes, our comprehensive analysis promises to provide you with valuable insights that can help inform your financial decisions. Don't miss out on thi...
March 15, 2023

Banking Collapse – How does this affect the mortgage and real estate industry’s

In this discussion, we will explore the aftermath of recent bank collapses and their potential impact on the mortgage and real estate sectors. We will delve into the ripple effects that these events may have on the overall economy in upcoming years. From a macro perspective, we will examine how these developments may influence various industries and markets across the country. Additionally, we will consider any potential opportunities or challenges that could arise as a result of these changes i...
March 9, 2023

Have Home Prices Bottomed?

Today, we discuss the current housing market and whether home prices have hit the bottom. We explore the potential for future growth and consider the implications of current market conditions. We also look at the potential impact of government policies and other factors that could affect investment decisions. Finally, we offer our insights and advice on the best strategies to consider when buying or selling a home. For more information and to get a scenario customized to you, book your free pho...
March 8, 2023

How To Select The Right Real Estate Agent

Today on our podcast, we discuss the crucial factors to consider when selecting a real estate agent. We'll cover what questions to ask, the different types of agents available, and the qualities to look for in an experienced professional. Tune in to get all the information you need to make your real estate journey a success! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact ...
Feb. 23, 2023

FHA – Big Changes = More Affordable Mortgages

Feb 22, 2023 FHA announced a reduction to the monthly mortgage insurance on their mortgage loans. This is very exciting! Tune in to this episode to learn more about those changes and how it will help you! Do you currently have an FHA loan? Streamline refinances are simple and you have the opportunity to reduce your monthly payment with the new mortgage insurance premium depending on the interest rate of your current loan. Call us to find out if this would benefit you! 844-935-3634. For more i...
Feb. 22, 2023

Homebuyer Workshop 2023

You ready to buy a home but have no idea where to start? Text "workshop" to 844-935-3634 to receive a link to join when we get started. Save the Date: March 11, 2023 @ 12:00PM PST For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the sh...
Feb. 13, 2023

Go Ladies! Women Outpace Men

Single Women outpace men in homeownership! - For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW - We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record!
Feb. 1, 2023

2/1/23 Fed Meeting – Increased Rates

2/1/2023 - The Fed increased rates by .25%. What does this mean for you and how will it change interest rates? - Today we talked about getting off the fence and getting your pre-approval started. Why? Tune in to find out more! -
Jan. 25, 2023

Mortgage Applications Are Up 28%! Rates have dipped!

Today we talked about getting off the fence and getting your pre-approval started. Why? Tune in to find out more! For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Prot...
Jan. 18, 2023

Mortgage Mom Radio Makes Home-Buying Affordable

For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-09...
Jan. 11, 2023

Welcome to 2023! What’s In Store For Us This Year?

For more information and to get a scenario customized to you, book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments. Text "MOM" to 844-935-3634 to receive a link once a week to join the show. Debbie Marcoux is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-09...