Episodes

In this episode, we ask: What lasts forever? What could be happening right before our eyes? What did the February 2024 Bloomberg article say? How old is a 401(k)? Are we still living through the great experiment of a 401(k)? Is it forced? Who is going with the flow? Is it just automatic and easy? What’s the point? Why are many people starting to scrutinize 401(k) accounts? What will happen? What about the tax benefits? Why bother at all? What are you agreeing to? What about the bo...

In this episode, we ask: What is finite? How do we solve that problem? What can be converted into a lifetime stream of income? Is there a stream of income that you cannot outlive? Would you like to hear Episode 354? How can you get through your retirement without coughing up a third of your income into taxes and fees? What about the allegory of the cave? What about the fear of change? Who has a 401(k)? Did you know…? What could take about half of your life savings away? Are you one o...

In this episode, we ask: What are you looking for? What are the reasons for setting up a policy? What are the downsides? What do we need to keep in mind? What about a finite amount of money? What about accumulating? What about taking money in retirement? What about outliving your money? What about dying too soon? What about triggering an estate tax issue? What is the current federal estate tax trigger? What can change? Who will trigger this? What about state estate tax exemption? ...

In this episode, we ask: What did Mark learn from his parents? What was a great gift? What happened in high school? What did Mark receive after college? What happened with Dave Ramsey? How many jobs did we work? What did Mark’s mom do? What about health ratings? Would you like hear Episode 43? Would you like hear Episode 322? What did they discuss? What happened? How did Mark’s mom leverage her policy’s cash value? What about the Roth IRA? What happened next? What happens with a ...

In this episode, we ask: Have you ever wondered what it takes? What are the struggles? Would you like to hear more from Lindsay and Ryan Rice of Rice Properties Group? How did they get started? How did they nurture and generate a referral-based business? What about relational business? What about transactional business? How about serving people? How do they manage? How do they work together and set goals? What about life insurance? What about Bank on Yourself® type whole life insuran...

In this episode, we ask: What about the hidden things in your financial life? Would you like to hear Episode 343? What is the hidden dimension to our financial portfolios? What is financial dark matter? What is price? What are the fees? What is obscure? What erodes wealth? What is small, invisible but constant? What are the consequences? What about the illusion of progress? What might send ripples through your financial plan? What did JAMA say about wealth shocks? What is the oppor...

In this episode, we ask: Can you imagine? Would you like to hear another story from Jay Helms? Would you like to hear Episode 243? How did Jay break free from the rat race? How did Jay leverage his Bank on Yourself® type whole life insurance policy’s cash value for real estate? What was the annualized return? What were the results? What was the deal? What was the loan amount? What was the interest rate? What happened six months later? What’s a “me-loc” ? What are the advantages? Wh...

In this episode, we ask: What annual day did Americans just survive? Where do you pay tax? Who pays the most in lifetime taxes? Who pays the least? What about your heirs? Do you want theirs or your heirs to get the money? What is legally required? Would you like to hear Episode 199? What are the steps? What about income tax? What about assets that force an income? What about assets you can borrow against? What about collateral? What about the tax to your heirs? Is this only for th...

In this episode, we ask: Would you like to see videos? Do you have an existing advisor? Can Mark predict what they will say? What are the motivations beneath their comments? What is it hard for them to hear? Can the other professional build a knock off version? What is completely normal? What about fewer fees? What about the loss of big commissions? What is the motivation? What process happens with a transfer form? Do you have a similar product? What are the fees? What are the taxe...

In this episode, we ask: Can you imagine being 5 miles deep into the wilderness of Wyoming? How about that for a real-life encounter? What would you do if you faced a wild grizzly bear? What about the exceptional life? What about good power for the betterment of those in your care? What about Aslan’s safety in the The Chronicle of Narnia? Who is Chaz Wolfe? What happened to Chaz in the wilderness? How did Chaz get from hunting to becoming a serial entrepreneur? How to define success? ...

In this episode, we ask: Why haven’t you subscribed yet? What big purchases are coming up? Can you earn your way out of expenses? What happens in retirement? Can you earn your way out of expenses throughout all of the ages of life?

In this episode, we ask: What is a policy loan? Why do we love the Bank on Yourself® type whole life insurance policies? Is a non-direct recognition policy loan the best feature in the financial universe? What is a direct recognition policy loan? Is there really no difference between the two? Does it really matter? Why is transparency key? What is the history between non-direct recognition and direct recognition policy loans? How long have life insurance policies loans been around? Ove...

In this episode, we ask: Would you think long range? Would you like to hear Part 1, Episode 343? How about an example? What about an inheritance? Are you going to bet on it? What about creating legacy programs? What did you see? What didn’t you see? Who owned the number? What happened when Ms. Smith died? Who understood the idea of legacy? What are the powerful implications of legacy maximization? What about family and religion? What about ownership? Would you like to read Len’s b...

In this episode, we ask: How do magicians make the impossible, possible? Have you heard financial advisors act like magicians? Do you want your financial advisor to retire before you? What don’t you see? Who is Len Renier? What is the Wealth and Wisdom Institute? What about knowledge? What about wisdom? Would you like to learn about hiddenomics? What about time? Will you inherit the financial challenges in your life? Will you inherit the financial solutions? What do you see? What do...

In this episode, we ask: What is the exceedingly odd number? Why? What about the imperial Roman war chariot? What about the space shuttle? What are the historical roots of our financial principles? What are the ruts? What are the engrained financial beliefs? What would you do? Who is stuck in the rut? What is analysis paralysis? What about second guessing yourself? What are the phases? What about curiosity? What about hope? What changes? What about the fear of making the wrong de...

In this episode, we ask: How might you phrase a question? Would you like to hear some commonly asked questions? Would you like to email us at hello@nyafinancialpodcast.com? How much should be put into base premium and how much into paid up additions? Who is your Bank on Yourself® Professional? Who protects the Bank on Yourself® brand? Why is this important? What are the three major components? Would you like to hear Episode 6? What is a base face amount? What remains fixed? What about g...

In this episode, we ask: What if you could take real control? How do life insurance policy loans really work? Would you like to hear even more about policy loans in Episode 32? What are some of the misconceptions about policy loans? What about pulling cash from a savings account? Is it scary to request a policy? How does one take a life insurance policy loan exactly? Spoiler alert? How are life insurance policy loans different than bank loans? Who is in control when you take a loan? H...

In this episode, we ask: Who do you know who needs to hear this? Would you like a free book? What are the four greatest dangers to your retirement? Did you hear Episode 338? How does the Bank on Yourself® type whole life insurance policy solve these dangers? What does Pamela Yellen do to protect the intellectual property and quality of the Bank on Yourself® brand? Are you getting a correctly and properly designed dividend paying whole life insurance policy? Did you buy an incorrectly desi...

In this episode, we ask: How about getting back to basics? Do you need a PhD to be successful? Who can opt out of the insanity? Has conventional retirement planning failed us? Have 401(k)s failed? What happened to pensions? Is it up to us? What is the cost of care? What are the problems? Do you believe there will be another major market crash? Who has changed their behavior? Who is guaranteed to get paid? What is sequence of returns risk? What about the 4% rule? What did Wade Pfau...

In this episode, we ask: What is a wonder and a privilege? What are the elements that make up a truly abundant life? Would you like to get the special report on the Periodic Table of Abundance? Would you like to Request a Meeting? Have you listened to the previous episodes in this series? Would you like to hear Episode 330: No.1 Scaling Up and Overcoming Adversity? Would you like to hear Episode 331: No.2 Money Team, Family Finance and Estate Planning? Would you like to hear Episode 332: ...

In this episode, we ask: Would you like to get the special report on the Periodic Table of Abundance? Would you like to Request a Meeting? Have you listened to the previous episodes in this series? Would you like to hear Episode 330: No.1 Scaling Up and Overcoming Adversity? Would you like to hear Episode 331: No.2 Money Team, Family Finance and Estate Planning? Would you like to hear Episode 332: No.3 Liquidity and Cash Flow? Would you like to hear Episode 333: No.4 Secrets of Leverage wi...

In this episode, we ask: What about more tools in your tool belt? Have you listened to the previous episodes in this series? Would you like to hear Episode 330: No.1 Scaling Up and Overcoming Adversity? Would you like to hear Episode 331: No.2 Money Team, Family Finance and Estate Planning? Would you like to hear Episode 332: No.3 Liquidity and Cash Flow? Would you like to hear Episode 333: No.4 Secrets of Leverage with Insurance and Banking? Would you like to hear Episode 334: No.5 Achie...

In this episode, we ask: Can you take the next steps toward improvement? What about real estate? What is the Periodic Table of Abundance? What about cash flow? What about business strategies? What about charity? What number, on a scale of 1-10, would you give yourself for …? How are rating yourself on Liquidity? How are you rating yourself on Family Finance? Have you listened to the previous episodes in this series? Would you like to hear Episode 330: No.1 Scaling Up and Overcoming Ad...

In this episode, we ask: Can information alone change your financial future? Would you like to check out our FREE Not Your Average Financial Community? Have you listened to the previous episodes in this series? Would you like to hear Episode 330: No.1 Scaling Up and Overcoming Adversity? Would you like to hear Episode 331: No.2 Money Team, Family Finance and Estate Planning? Would you like to hear Episode 332: No.3 Liquidity and Cash Flow? What is the essential nature of insurance? What ...