Episodes

In this episode, we ask: Did you know we work with clients in all 50 states? What are your financial goals and objectives? What about long, deep conversations? What about satisfaction? What about documents? What about questions? What about general overwhelm? What about talking and thinking about it? What about courage? What are the twelve general categories in the the Periodic Table of Abundance? Do you remember the Periodic Table of Elements? Would you like to join the Not Your Aver...

Would you like to hear 10 of THE BEST episodes so far? What makes a Bank On Yourself® Type Whole Life Insurance Policy work? In this episode, we ask: How nerdy can we be? What financial asset has increased in value every year for the last 160 years? Why, in the early 20th century, did 50% of Americans have their savings in life insurance products? Does your financial planner have to use Google to answer your questions? What is the Bank On Yourself® concept? How is a Bank On Yourself® pol...

Would you like to hear 10 of THE BEST episodes so far? Do you need to work with a BANK ON YOURSELF® PROFESSIONAL? In this episode, we ask: What do you call a … ? Are all financial professionals right for your needs? How many designations and credentials are available for financial professionals? What about the CPA? What about the CFA? What about enrolled agents? What about the CFP®? What about Mark’s CFP®? What about a generalist designation? What about a specialist designation? Can...

Would you like to hear 10 of THE BEST episodes so far? Where will your money LIVE? What do you want your money to DO for YOU? In this episode, we ask: Does a perfect financial solution exist? What do you want your money to do for you? Where do you want your money to live? What did Mark learn in his research of financial products? What are our preconceived notions about money? If Katrina was “Pope of Money” for the day, what would she want for her money? What are the strengths and limita...

Would you like to hear 10 of THE BEST episodes so far? Is it wise to take a POLICY LOAN or not? In this episode, we ask: Would you like to leave us a review? Do you experience panic moments? Have you ever felt panic around a policy loan? Have you heard Episode 34? How exactly does a policy work? Would you like to discuss this with us? What happens when you take the first loan out? What about buying a new car with a policy loan? Do you ever ask, “Did I just make a terrible mistake?” D...

Would you like to hear 10 of THE BEST episodes so far? How do Bank on Yourself® Type Whole Life Insurance LOANS work? In this episode, we ask: What is a life insurance policy loan? If I’m trying to be debt free, why go back into debt with an insurance company? Are life insurance loans just like a credit card or a mortgage? Isn’t a life insurance loan just like a personal loan? How does your cash value collateral continuing growing, even when you have a policy loan outstanding? How is thi...

Would you like to hear 10 of THE BEST episodes so far? How can certain whole life insurance polices grow on a GUARANTEED basis? In this episode, we ask: What about Silly Putty? What about accidental inventions? What about the wheel? What about the axle? What about the power of leverage? What about access? What about cash value? What about a contract? What about Bank on Yourself® type whole life insurance contracts? What about Episode 195 and Episode 196? How can whole life insurance ...

Would you like to hear 10 of THE BEST episodes so far? Here’s a dive into Bank on Yourself® Type Whole Life and REAL ESTATE. In this episode, we ask: How does Real Estate work with Bank on Yourself®? How is this like combining nitro and glycerine?

Would you like to hear 10 of THE BEST episodes so far? Are you in DEBT? Are you SAVING? Are you CREATING WEALTH? In this episode, we ask: How do you buy stuff? Would you like to meet us in person? What staircase are you climbing? How do you fund large capital purchases? What are some benefits? What does conventional purchasing look like? What is the debtor’s or borrower’s staircase? What do you have after you pay back the debt? What is the saver’s staircase? At the end of the saver’s...

Would you like to hear 10 of THE BEST episodes so far? Here’s an important episode on planning for LIFETIME INCOME. In this episode, we ask: How much peace and financial stability can you have? How do oceans and rivers work together?

Would you like to hear 10 of THE BEST episodes so far? Here’s a recent one with Pamela Yellen, the founder of Bank on Yourself®. In this episode, we ask: Who is Pamela Yellen? What about Pamela’s articles and books?

In this episode, we ask: What’s your attitude about money? Who is generous? Who is risky? Who is trading? Who is hoarding? What is your bias? What did Morning Star’s bias study say? What is present bias? What is base rate neglect?

In this episode, we ask: What are the weirdest things available for sale? Would you like to join our Not Your Average Financial Community? Who is Debbie Wilder? Would you like an Office Hours sneak peek? Why did I buy this thing again? Debbie Wilder is a Bank on Yourself Authorized Advisor; prior to this she was a Systems Analyst for 20 years. Financially, she and her husband did everything they were told to do – 401(k)s, IRAs, 529’s for their kids, paid their mortgage down faster, and so ...

In this episode, we ask: What about health insurance? What is the cost for covering a family in the U.S. for healthcare? Who is Andy Schoonover? What about healthcare.gov? What happened with Andy’s daughter? How much was the 15-minute procedure? What about procedures being considered medically unnecessary? What is CrowdHealth? What about families going bankrupt because of medical expenses? What about catastrophic events leading to financial distress? What about monthly premiums and de...

In this episode, we ask: Who is Chris Tobe? What’s his story? Have you read Kentucky Fried Pensions? What about contracts? What about excessive fees? What about the tax payers? What about the Chicago Police pensions?

In this episode, we ask: When will your cash value equal your death benefit? What about an increase of cash? Do you intend to make it to 121 years old? What four ways can you accelerate your cash accumulation? What about interest rates? What about stock market performance? Is it boring? What is the first way? What about a Limited Pay Whole Life policy? What about paying to a certain age? What about paying a limited number of premium payments? What about a single premium payment? Wha...

In this episode, we ask: How might one cover the insane, rising cost of college without vaporizing retirement savings at the same time? Do you have someone in your life going to college or planning to go to college? Have you heard Episode 143? Who is Marty Smith? What about a story? Do you like numbers? What about a case study? Please note: The numbers presented here are for the purpose of an example only. Please Book a Meeting with us or another Bank On Yourself® Professional to run th...

In this episode, we ask: How about the times? Have you heard of Bread and Circuses? What about real, honest conversations? Who is Joe Rulli? What’s Joe story with money? How is a co-op different from a condo? What about co-office space? What did Joe initially think about Bank on Yourself®? What about volatility? What about risk? What about mutual life insurance companies? What has Joe used his policy for? What is Joe working on now? What about monthly payments? What about the mort...

In this episode, we ask: What about the smoke-filled room in Chicago’s Blackstone hotel? What happened at the end of 2020? What is the 7702 rule? How does this affect life insurance? When was this last changed?

In this episode, we ask: What are the hardest, toughest questions I’ve heard people ask? Would you like to hear Episode 217? Why should I use the company you’re showing me? What about this other insurance company’s dividends?

In this episode, we ask: What about tough questions? What about breaking even? Why is Bank on Yourself® type whole life insurance worth it, when I am so close to retirement? Have you missed opportunities? Have you taken on too much risk? …Compared to what? What about an example? Would you have enough money and time? What about non paying tenants? What about market downturns? What is your time horizon? Is your time horizon too short? What would most financial advisors say? What will...

In this episode, we ask: What is the biggest hidden snake in your retirement plan? What about bonds? What about future taxes? What about something outside of the market all together? What is the biggest unseen risk? What is sequence of return risk? What about good news? What about bad news? Who is Jeff Hochwalt? What’s Jeff’s story? What has Jeff seen in the industry? What did Jeff learn? Have you read The Bank on Yourself Revolution by Pamela Yellen? What about risk? What is sequ...

In this episode, we ask: Can you rely on someone else to create your financial plan? Have you heard Episode 122? Who is your money guru? Who is Jack Gerstner? What about financial education? What about research? What about being open to new ideas? What about challenging assumptions constructively? What is Jack’s story with money? What’s Jack’s story with crypto? What happened when Jack read the Bank on Yourself Revolution book? How does Jack use and leverage the whole life insurance ...

In this episode, we ask: Would you like to join us tomorrow, October 9, 2021, for the Not Your Average Financial Summit? What about the hyperinflation after WWI? Is finance “just math”? What about net worth? What is far worse than being in a negative net worth? What about interest payments to debt? Would you like to view the U.S. Debt Clock? What about the sizable national debt? What about the net present value calculation? What are the promises? What about the terminal value or liqui...