Episodes

In this episode, we ask: Do annuities stink? What are the retirement experts saying? In this episode, I explore the Kiplinger’s Article from June 3, 2021 on 8 Surprising Ways to Prosper on Annuities and add some of my own thoughts. Have you read this article? It’s really good… What are the three questions you need to ask yourself before buying an annuity? How do you want to fund your annuity? Can you add to a flexible annuity? When do you want the money? What is a SPIA (a single premium ...

In this episode, we ask: Would you like to join us for a one-day summit on October 9, 2021? Scroll down for access! Would you like to read the founder of Bank on Yourself®, Pamela Yellen’s guaranteed lifetime income report? Would you like to reach out to us and we’ll send it to you? What about retirement? What did William Sharpe say? How will you plan? How long will your money need to last? Do you have a backup plan? What has changed over the generations? Is this a new problem? What i...

In this episode, we ask: Would you like to join us on Saturday, October 9, 2021 for the Inaugural Not Your Average Financial Summit? Join the Not Your Average Community to learn more! What about the fees on annuities? What about Dave Ramsey, Ken Fisher and Suze Orman? What about transferring risk? What about buying a guarantee that you will never run out of money? How about an example? What about commissions? What would the investment advisor earn on assets under management (AUM)? What a...

In this episode, we ask: Would you like to attend the Inaugural Not Your Average Financial Summit on October 9, 2021? Would you like to learn more? Would you like to join the Not Your Average Financial Community to get notified? What about savings running out? What about anxiety? What about the Alliance for Lifetime Income? What about retired Americans? Who has pensions? Who has annuities? What is changing? What about 401(k)s? What about rising health care costs? What about concerns...

In this episode, we ask: Would you like to join us for the Not Your Average Financial Summit? Are you a member of the Not Your Average Community? Join Here What about Self-Directed IRAs? What happened on Labor Day of 1974? What is ERISA? What about IRAs and 401(k)? What about saving for retirement on your own? What is an Individual Retirement Arrangement? What about employer’s qualified pension plan? Can an IRA be tax deductible? Is an IRA tax deferred? What was the annual amount that...

In this episode, we ask: What about a seed? Who is Chris Thurman? What about his partner Grant Thompson? What happened when Mark was a client? What about love? What about life insurance as a central component? What about a story? How do we need to think? What about Nelson Nash? Why did Nelson Nash plant trees? What about having a huge impact on your family? What about the numbers? What about insurance on the wife? What about insurance on the husband? Who do we want to insure? Who...

In this episode, we ask: Would you like to hear what people are saying? Who is Larry Kotlikoff? Would you like to view his books? What about economics? Why has the American worker not seen wages not gone up? What about Irving Fisher? What about consumption smoothing? What if you had a freezer full of lifetime frozen steaks? What did Larry do with his son? What needs to be paid for “off the top”? What about his software? What about your future Social Security benefits? What about you...

In this episode, we ask: Have you heard the first episode in this series, Episode 205? Which is better: a 401(k) loan or a whole life insurance policy loan? How many of 401(k) investors have an outstanding loan? Should the 401(k) loan be the first choice or the last choice? What is the process for getting a 401(k) loan? What are the 13 steps? How long does it take to get a 401(k) loan? What happens with a whole life insurance policy loan? What are the limits? What can you use the money...

In this episode, we ask: Have you subscribed to this podcast yet? What did Patrick Henry say? Does where you keep money matter? Does where you keep your debt matter? What happens when you are in debt? How many Americans carry credit card debt? What about all other types of debt? What did the Federal Reserve study say? What is the relationship between debt and income? What about two years of indentured servitude? How does that make you feel? What about being debt free? What about suf...

In this episode, we ask: What have you been able to do because of your Bank on Yourself® type whole life insurance policy? What about Ryan’s story? What about Jessica’s story? What about Frank’s story? What about Krisstina’s story? Would you like to join us on the Not Your Average Financial Community at notyouraverage.mn.co?

In this episode, we ask: When did you start something really big? What are the options? What is the myth? What are the strategies? How is whole life insurance like a mortgage? What about bills? How is whole life insurance like real estate? What about savings? How can this benefit you in good times? What happens if… ? What if you hit hard times? Are you able to lower your premium payment? How is that possible? What about the paid up additions? Are paid up additions considered optio...

In this episode, we ask: Who is resilient? Who is Marilyn Blosser? How did Marilyn get into financial services? What about the federal government’s mandate to hire women in the insurance industry? What about a stable salary? What about commissions only? What about a subsidy? What about an unlimited income potential? What about working from the heart? Will Marilyn ever retire? What about the Million Dollar Round Table (MDRT)? How has Marilyn dramatically changed people’s lives? What ...

In this episode, we ask: What about the hero’s journey? What about the predictable stages of business growth? Who is Brett Gilliland? What about predictable growing pains for the seven figures business? What about the start up phase until the first mil...

In this episode, we ask: What about Socrates? What did he say? What about drawing out? What about the socratic method? What’s the process? What about financial professionals? What about asking interesting questions? What about asking good questions? What about Dale Carnegie? What are the six types of questions that Socrates posed? What about clarifying concepts? What about probing assumptions? What about probing rationale or reason or evidence? What about questioning the viewpoint ...

In this episode, we ask: How do the .001% navigate their taxes legally? What about the ProPublica report? How do they legally pay a tiny fraction of their fortunes in taxes? What was your reaction to this news? As your income rises, do you pay more in taxes? Under current law, what is the highest tax bracket? What do the ultra high net worth pay? How is wealth different from income? What will you pay in tax? What about loans? What about paying back loans? What about collateral? Do y...

In this episode, we ask: Would you like to hear this letter? Would you like to download the letter? Subscribe to our email, and get the letter FREE. What is your job to do on this earth? What is the meaning of life? Do you have a mission greater than yourself? Who is responsible? What about the fragility of life? What about protection? What about meaning and purpose? Who wants to leave a large gift upon passing away? What about taking life seriously? What about desire? What about ca...

In this episode, we ask: What about Silly Putty? What about accidental inventions? What about the wheel? What about the axle? What about the power of leverage? What about access? What about cash value? What about a contract? What about Bank on Yourself® type whole life insurance contracts? What about Episode 195 and Episode 196? How can whole life insurance grow guaranteed? How long might you live? What affects guaranteed growth? What about traditional whole life insurance? What ab...

In this episode, we ask: Does the rate of return matter? What article did Les McGuire write? What about a road test? What about real economic analysis? What is the meaning of the word economy? What about the science of scarcity? What about the consequences? What is the free market economy built upon? How is money just a certificate of good performance? What about Monte Carlo simulations? What about the concept of scarcity? How might you save for something that isn’t even created yet?...

In this episode, we ask: Can you imagine writing a contract with your future? Would you like to hear the live webinar that Mark did for Jay Helm’s W2 Capitalist group? What are the two universal laws? What about gravity? What about entropy? What about division? What are the risks? What about unexpected financial responsibilities? What do we know? What can we control? What about real estate? What about the deed? Is real estate about bricks and sticks or is real estate about paper? W...

In this episode, we ask: What is the goal of climbing a mountain? Who was the first person to successfully climb Mount Everest? What about coming down the mountain? What about a sherpa? What about compensation based on AUM? What is the volatility buffer? What about when all of the money is tied up in the market? What happens with a market crash? What happens in retirement? Does the stock market care if you are retired or not? How might we avoid a disaster in retirement? Who has an av...

In this episode, we ask: Is it possible to mess up a Bank on Yourself® type whole life insurance policy? Is it possible to mess up a microwave? Would you like to ask your own questions? Would you like to join us on the Not Your Average Financial Community? Who is Jim Conrad? What about a high level overview? What are Jim’s rules to live by if you’re banking on yourself? What gets better every year, guaranteed? Is there such thing as paying too much premium? What about paying as much pr...

In this episode, we ask: What about courage? What about taking big leaps? Who is Stephen Devlin? Do you live outside of the U.S.? Have you ever jumped out of an airplane? How did Stephen’s life change? Why did Stephen become a Bank on Yourself® professional in Vancouver, Canada? What happened to Stephen’s business in 2008? How does money work? What about the bank? How does Bank on Yourself® work in Canada? What are the slight differences? How is the population of Canada different fr...

In this episode, we ask: Would you like to hear our Q&A? Can I do a one time lump sum without recurring premium on a key man whole life dividend paying policy? Would you like to hear Episode 174? How do you give your older kids the high level overview ...

In this episode, we ask: What strategies are you excited about? What about being a newbie? Would you like to hear a ninja belt metaphor? What is the white belt? What about saving from cash flow? What about monthly premiums? What do you learn in karate? How many moves are you making in your monthly budget to up your cashflow? What about the fundamentals? What about “back to the basics”? What is the orange belt? What about a lump sum along with monthly premiums? What about windfalls? ...